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BOOOO to small claims and debt collectors

Date: Mon, 06/16/2008 - 18:08

Submitted by anonymous
on Mon, 06/16/2008 - 18:08

Posts: 202330 Credits: [Donate]

Total Replies: 13


I E-Mailed Bud hibbs to ask him about the fdcpa and he told me that I can't sue for FDCPA violations in small claims because it is a Federal Law.

He said I can only allege state violations but I can't find anything that says what they are liable for.

I am in Massachusetts.


No I wanted to sue the debt collector in small claims but he said because it is a federal law, I can't. I figured it would be easier for me and cheaper to file, it only costs me $40 to file it in small claims and the paperwork is easy.

I have 3 letters from this attorney with about 13 violations of the fdcpa, he also said he was going to sue me, both in writing and over the phone and he never did. I haven't heard a peep out of this debt collector. I am not being sued by him, I want to sue him.


lrhall41

Submitted by on Tue, 06/17/2008 - 04:48

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(d) Jurisdiction
An action to enforce any liability created by this subchapter may be brought in any appropriate United States district court without regard to the amount in controversy, or in any other court of competent jurisdiction, within one year from the date on which the violation occurs.


lrhall41

Submitted by on Tue, 06/17/2008 - 10:20

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OK I will look into it. small claims in my state is in the district court.

I have to write a 30 day demand letter because under chapter 93A which is a consumer protection law. If they fail to send me anything I can get double or treble damages in court, otherwise they will give me an offer or pay and I don't even have to take them to court.

I have solid proof of the violations 3 letters so should I send copies to the person I am going to sue along with the 30 day demand letter?


lrhall41

Submitted by on Tue, 06/17/2008 - 21:07

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