So today I got a call...."Sir you have a debt you owe Cash Net back from 2006 and if you don't pay we will send paper work to your county for litigation. They knew my SSN and employer from 2006. So what do I do? Ignore them or contact Ohio Attorney General? What can I say to them to get them off my back?? Please advice..
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.