Ever heard of "FREDERICK J hANNA AND ASSOCIATES ?

did you receive a settlement letter from them to confirm in writing? -- that would stand up in court

I have two summons which have been delivered by a really nice (really) guy who I assume to be a deputy. He expressed his concern that these people are crap and apologized as he was only doing his job. One of these was filed in my home county. The other was filed in the neighboring county (Fulton) in which I have not lived for 15 years, and the dates on the alleged debts all fall well after that. Should I even be concerned about things filed in the wrong county?

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I am dealing with them now...I received a summons from them last week. I have read all the things that have been said on here about them and what bud hibbs has to say. I have contacted another attorney that has an office in marietta for information on hanna. I have to put in a call to his office tomorrow. Have to wait and see what happens.

yup this guy is quite slick the way he works. from what I have read lately,this work envirenment is full of toxic black mold and people are urged not to accept or open any mail from them. I don't know for sure,but the word is many employees came forward and reported very unfair practices going on there. like I said,I just read this,so don't know.guess the place had to be evacuated a couple weeks ago. the cdc, and osha are involved,so we will see.

We have been getting naty phone calls from Hanna Reps for the past month. The company we are working with to settle our debts have sent them a cease and desist notice. They are alway trying to record us saying "I will not pay this debt." We keep referring them to the company we are working with. Their story to us keeps changing. They say they want to settle, but they want payments of 5,000.00/month. Who has that kind of $$$. If we did, we wouldn't need debt settlemnt. Don't know if he has license t practice in Utah. I will check into that.

I have dealt with them, they are bottom feeders and the worst of all of them if you ask me. They will use scare tactics to get you to pay----and I don't think they are licensed in very many states. They gunned me until i finally said yes i would make payment to them. I made six payment could not get a balance from them and finally called them, froze them out of my bank account, and told them no more and proceded to ignore them.
Consequently they sold it off to someone who is working with my debt program! Dot all your i's and cross all your t's when dealing with them! Also don't put to much into letting them tell you that you are talking to an attorney, 90% of the time it is someone trying to get the commission on the other end of the phone. Most attorney's are not going to make collection calls they have the demons do it!

I have had an episode with these blood suckers as well. I left on maternity leave and was not paid for 3 months and therefore used plastic money (Chase) to pay off some bills. I did not buy a big screen or stereo or anything else that I could sell to get this money back, I paid off bills while I was out of work with my daughter. They contacted me and threatened legal action if I did not settle this right away they would take me to court or garnish my wages. The man I spoke with gave me false promises "what if I could do $200/mo" I said sure, he put the manager on and she says $360, I said what happened to $200? She said oh well he can't quote that, we can't do it, I said neither can I! After they did get my account information and whacked me 3 months in a row, screwing up my account and me ending up with overdraft fees I cancelled the account. They STILL got money out of my NEW account through my old card because it was set up with both accounts for a short time until I got my new card. They told me on the phone we "can't post date debit card payments" yet thats exactly what they did. I told him he made his money and leave me alone or do what you have to do. I'm glad I'm not alone with this battle.

I am in the midst of dealing with them as well. The alleged original creditor was CHASE BANK U.S.A. NA. I sent them (CHASE) a request for verification and validation including specifics of what I was asking for. One of their financial advisors sent me almost everything I asked for except a copy of the original contract (application) with my signature on it. The corrospondence included a letter stating in the later paragraphs that they could not locate it.

They continued to send statements with continuing inflation of interest.
6 months later I get a self executing contract from Frederick J Hanna, stating that if I do not dispute within 30 days of receiving thier notice they will seek a judgement. So I sent them an acceptance of thier offer to contract opon terms that I have illustrated in the form of a sworn notarized affidavit stating the facts of the situation with attached copies of my corrospondence with CHASE.

I am still awaiting a response from them.

They have judgments against them.

Try to find them their collectors names on their facebooks or myspace, linkedin. It's a world of possibilities.

Also, do a google map search to find where and what their office exactly looks like.

I have found them in Kennesaw, GA, Marietta, GA, and Roswell, GA, Madison, GA.

Look at the public records of Cobb County in Georgia. In the past, I have been able to place the name with the face because of all the social networks.

Good News.

Here is the updated information on those asses.

They are now going by Georgia Receivables.
they are located 2160 Kingston, Court, S.E. Ste. 0
Marietta, GA 30067

Old: 1427 Roswell Road
Marietta GA 30062

The Governors Office of Georgia has something against them. Again, research this assholes and locate them on Google map. Its real time information.

I was served papers for a judgment against me from these scum bags today. They are supossedly representing Discover Card. I am thinking about hiring a lawyer to assist in dealing with them.

First things first. Papers for a judgement? Or a summons and complaint. Two different things, neither one of which is good.

Contact the court clerk's office tomorrow, first thing in the AM. Ask them what's going on.

I just went to court against Frederick J. Hanna. they tried to bluff me by acting as if Capital One was their client. I had checked my credit report the day before my court date and saw where they had accessed my information. After repeated attempts to get them to validate their claim against me, which they never did, I decided to go ahead and challenge them in court. I hate going to court but made up my mind I wasn't going to let them bully me.
the jerk was 25 minutes late and the judge was about to dismiss all his cases.
dennis Henry was supposed to show up, but some JUNIOR assistant came in his place. This poor dweeb looked like he never saw a day of sunshine his whole miserable life.
the judge said we all had a chance to "work things out" before we went before him. I took this opportunity to wipe this twirps butt all over the floor. He tried to trick me into acknowledging I had a Capital One account which I told him I would neither admit or deny anything until he showed me proof Capital One was actually indeed his client, which of course he did not have. I also asked him to show me something with my signature on it...which he could not produce. I was about to kick his butt out the door and wipe him all over the parking lot when he said rather nervously..."I guess you wish to dismiss this case!" I agreed and he signed the dismissal form and I gave it to the baliff and that was the end of that. Could not believe I won so easily, especially after weeks of researching everything I could on the web.
Winning is everything! I love the taste of victory!!
Now I am in the mood to pursue criminal charges against Hanna for fraud, extortion, and anything I can get them on with the post office and IRS. No holds barred on these scumbags.
They had about 8 cases that morning with bogus claims that they were representing "clients", when in fact they were stealing credit info and using it against weak, unsuspecting people who are struggling to survive.
Can't wait till they get theirs!!!!!!
Stand up for yourselves and make these lowlifes prove everything they say.
Attack the Attacker!!

debt slave...what county or city did you have your case heard in? I'm dealing with them to and my summons was signed by Dennis Henry but every piece of paper I get from them since has a different attorneys name on it. Never the same on twice. I sent my discovery requests off when I answered my summons and I just got a letter in the mail from them(signed by yet again a different attorney) that they have contacted their records retention office and as soon as they get the information I requested they will send it to me.

Hey dumbdebt!
My case was in Rockdale county, in conyers.
First thing is to never admit to any debt...make them prove everything.
they had no proof of anything in my case.
The "clown" that showed up at the courthouse did not have anything from the credit card company, nor did he have anything with my signature.
No evidence, no case.
These bottom feeders just hack into thousands of peoples credit reports and than start to harass people until they get them to admit they have the account in question.Once you admit its your account they have you by the "jewels" legally.
It was nerve racking for me dealing with these idiots, but once I was face to face with them they lost all their teeth and I gained more confidence.
They had several cases that morning, and if even half of them just settled for a smaller amount, they win all that money free and clear because people did not challenge them.
Just remember, even if you think they have a case against you because you "may" have an account with a certain credit card company, never admit it, just tell them they need to prove it to you.
You more than likely will have to go to court, but until they show you proof with something with your signature on it, they have nothing and you do not need to worry.
They filed their case with the credit card co's name as the plaintiff, even though they had no evidence showing any business relationship with them.
It was all smoke and mirrors, and I prevailed!!!
Now I am seeking some way to file a complaint against them and try to keep them from robbing other people.
We need to spread the word about this outfit and stop them in their tracks.
If you have any questions I will be happy to address them the best I can!
Good luck and stand tall!

i was seved 3 weeks ago by the sheriffs office,with hannah name on it,i answered the summons,at the court house,and mailed it too them,do i owe the money,who knows,,it was a credit card company,ill have several more,served on me,but my family must eat,first,ill fight the rats,as long as i can,i wonder who sold hannah the paper,

Is it legal & sufficient service of summons if it just gets left on the porch?

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some tips to use against frederick j hanna...
never admit anything to them...
insist on affirmation of "alleged" debt...the original contract with your signature and the credit card co's signature (they never have it)
they fasley claim the credit card company contacted them as their client, a flat out lie...
and finally insist on seeing anything with your signature on it...they have nothing....
I went to the courthouse to challenge them in front of a judge, and it took only 60 seconds to get their dweeb of a laywer wanna be to didmiss the case before we ever got to see the judge.
these sack of shhtz prey upon people who are too afraid to challenge, and hope everybody will settle even for a small percentage of the alleged debt total.
Stand up to these jerks and make them prove everything they are accusing you of!!
Good luck!

How on my credit report can I see whether or not Hanna is working for the CC company or not?

You can only see that Hanna has pulled your credit. You can't see whethere Hanna is working for the CC company. That is the point. They need to provie it to you.

I'm glad I found this. I was served today by these people, a lot of good, useful info on here. Thanks to everyone, I will let you know how it turns out.

Thank you thank you for your posts. I recently got a letter from hanna, and I am trying to figure out if they actually represent the credit card company. My gut told me know. I have not been served a summons yet, but I too am building a case against them. for a week straight, this twerp tried to verbally harass me on the phone, which I have on tape, (and he knows it)

I plan on going to court, and I am very prepared. These people are idiots.

I suspected they hacked into my credit report when they made up this story of how they got my name, via a debt consolidation company, which was a total lie. It was then that I knew that they did not have a third party relationship with my creditor and now I am going for the jugular.

I am the process of researching all the back grounds of the attornies

I went to the state bar

listed on the letter

Frederick J. Hanna
Dennis E. Henry
James T Freaney
Louis R. Feingold
Michael S. Peskin
Robert A. Winter
Joseph C. Cooling
Scot D. Groghan
Clayton D. Mosely
S. Louis Schiappa

Frederick J. Hanna - registered in GA
Dennis E. Henry
James T Freaney
Louis R. Feingold
Michael S. Peskin
Robert A. Winter
Joseph C. Cooling
Scot D. Groghan - Registered in Ga
Clayton D. Mosely
S. Louis Schiappa - Salvadore - Registered in GA

none of the other people showed up on the bar, so either they are licensed in other states, or not licensed at all.

Guess what!! The whole law firm is not even licensed in my state!

the stupidity of this firm, OMG! They got my cease and desist, and now they are masking their calls using a Bank of america number on their caller id.

so now, they are violating federal and state, telephonic law, as well, federal and state consumer protection laws.

Since I do not have a pre existing relationship with this business. stupid stupid stupid..

I am so taking them to court.

BTW, I got it all on tape. I called the number back and it was a Bank of america rep telling me it was Frederick J hanna, just using their number to get me to answer the phone. Hmmm.... federal telephonic law, is $500 per violation.. Cha ching! I am so suing.. I am also getting them for misrepresenting themselves, they do not even have the power to sue in my state.

We were served back in December by Hanna and promptly answered the lawsuit. Hanna attached some stock credit card agreement to the complaint and, despite numerous demands ever since, to validate the debt our requests have gone unanswered. Interestingly, Hanna's goons continue to contact us in an effort to set up payment arrangements to avoid "further inconvenience." I have some bad news for Hanna - we will be in court tomorrow with a little surprise with us.

Although we are scared, we will not be ruled by fear from scum like Hanna. If they are going to garnish anything from us, it will not happen without a fight. Hanna will need to prove his case to get anything.

Thank you for all the advice here. I too was served 1-16 with a summons from Hanna & Co. There seems to be a pattern -- after I sent the DV letter, I get this reply from a "legal assistant" who just re-states the amount. About 1-1/2 month later, I get hit with a lawsuit.

Can anyone help me with a template or some ideas for answering such a lawsuit? This was filed in Superior Court, in GA. Do I file a Motion to dismiss? Intent to defend? I have no idea.

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I am please to report the case Hanna filed against us was dismissed this morning. The attorney for Hanna's office said he read our answer and wanted to know what our position was on the alleged amounts due, attorneys fees etc. I told him we would not confirm or deny anything absent some admissible evidence to support their claims. He then pulled out a voluntary dismissal and said it would "take a couple days to get that kind of evidence". I chuckled to myself and though 'you've had 2 months since filing this bogus lawsuit to gather your evidence - you and your client have none.'

It was nerve-wracking, but we stuck to our guns and you should too. As much as we hate Hanna, I must admit the lawyer that appeared on behalf of Hanna (Daniel Greene) was very professional and calm. He was a young lawyer and I hope he finds employment somewhere other Than hann's office.

Hello,

Please if someone can help, yesterday I pulled up my online banking to find out that on two of my accounts someone was trying to get $1723.00 which omg...now I'm in the negitive and called and the lady that answered was so rude...I called the bank the have a hold on accounts for 30 to 45 days untill they get there money...I'm a single mom with my own business and work out of my home..because of this I have no money and can not use my accounts because they will just get my money...I've got checks right now that I can not cash because there made out to the bussines name not my personal any suggestions please help...and oh just checked my credit report and I've got no outsanding dept for $1700.00 the highest one is $800.00

1. Close your account 2. Find out where (what court) the judgment was entered against you. 3. If you wer enot served, move to set the judgment aside.

More people will come to assist you on this board.

I was just served on Friday after having received letters from Hannah several months ago. The summons is signed Dennis E Henry Georgia Barr 347675 located at 1427 Roswell Road, marietta ga. I have no idea how to format my answer to the complaint, but I do know that I want to respond and defend myself against these scumbags. It says the plaintiff is Arrow Fin. Services Assignee of Washington Mutual.

Item 1: was my address
item 2: stated Defendant is indebted to Plaintiff in the amount of $$$ principal and $$$interest.
Item 3 stated the principal and interest are past due and the defendant refuses to pay.

I want them to show me original paperwork that I owe them this money with my original signature, an itemization of said debt and proof that they legally own said debt if proper validation is provided.

How should my answer look? Do I need to ask for these things in my answer or is there a separate form I need to fill out in Paulding county? Or should I just deny the validity of the debt and ask for the proof in court without stating that I intend to do so in my answer?

M

These idiots collected money from me. I thought they were legit but after reading this blog, I was wrong. Where are our rights? How can they represent Chase and have us legally? When I payed them 2/09, they said they "don't mail a receipt". I have been trying to get proof of me paying off my debt ever since as I need to send it to the 3 credit bureaus. I am filing disputes with the bureaus. It will take 3-4 months. ~signed Frusturated..

These idiots collected money from me. I thought they were legit but after reading this blog, I was wrong. Where are our rights? How can they represent Chase and have us legally? When I payed them 2/09, they said they "don't mail a receipt". I have been trying to get proof of me paying off my debt ever since as I need to send it to the 3 credit bureaus. I am filing disputes with the bureaus. It will take 3-4 months. ~signed Frusturated..

Dear "Just Served" - I recently fought and won against Hanna in Fulton County, in fact I live very close to Paulding County. I can help you with your case too but not sure how to reach you.

Please advise.

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Good luck Feb 15th! Let em know how it went ... you'll be waving a voluntary dismissal in the air!

I realize that the formatting is wrong, the cut and paste messed it up, but what do you all think of how I answered the complaint. Should I add the counterclaims and Affirmative Defense? Especially worried about Affirmative Defense since I denied the debt in the answer. Can you give an affirmative defense if you deny all complaints?
I. ANSWER

Defendant answers the complaint as follows:

Admit the statement in paragraph (1).
Deny the statements in paragraph (2).
Lacks knowledge and information sufficient to form a belief about the truth and therefore denys the statements in paragraph (3).
II. AFFIRMATIVE DEFENSE

1. This complaint is barred by the fact that plaintiff lacks standing to

bring an action. Plaintiff is not a party to the alleged debt and is not
connected to the debt. Defendant owes no duty to respond to
plaintiff's allegations regarding the alleged debt.
III. COUNTERCLAIMS

(1)
The Plaintiff engaged in conduct that natu ral consequence of which is to harass, oppress, or abuse defendant in connection with the collection of alleged debt. Specifically, Plaintiff
caused defendant???s telephone to ring and engaged defendant in telephone conversation repeatedly and continuously with intent to annoy, abuse, and harass defendant and individuals residing at or visiting defendants home in violation of Fair Debt Collection Practices Act 15 USC 1692d.
(2)
The Plaintiff left messages on Defendants answering machine without meaningful disclosure of callers identity in violation of Fair Debt Collection Practices Act 15 USC 1692c.

WHEREFORE, defendant requests that plaintiffs lawsuit be dismissed with prejudice and that the plaintiff take nothing by the complaint, which will be dismissed, with prejudice.
The defendant requests to recover from plaintiff costs in the amount of $1000 for violation of Fair Debt Collection Practices Act 15 USC 1692d and c.

I got my letter served to me several months ago by Dekalb County here in Decatur, GA by a police officer. Hadnt heard anything yet regarding any court dates though. I told them to send me a settlement letter 2 months ago and still havent received it. I must say, the woman I spoke with was very rude. My wife has been on my case about this and she is just telling me to pay it off and be done with it but after reading this forum, I dont want to do that just yet. If I have a chance in this, I want to go down with a fight. I have a problem paying someone money, especially 1400 dollars if I havent seen any documents supporting their claim. I may owe capitol one, I may not, but they have to prove it.. What do you people think? What should be my next step? SHould I call them and tell them to take me to court?

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If a default judgement has been entered, does that forfeit my right to dispute it?

I received a letter from Hanna Re: Midland Funding LLC Assignee of Washington Mutual Bank. It goes on to state that "this law firm represents Midland Funding assignee of Washington Mutual Bank in its efforts to collect your delinquent debt shown above. Please contact our office to make arrangements..." Fred Hanna has won one Judgment against me and I don't want that to happen again. What do I need to do with regards to this initial letter? Do I send them a letter disputing the validity of the debt, and if so how do I word it?
thanks so much for your advise on this matter