Thanks to you both for your willingness to help. If anyone else has suggestions as well, I'm all ears! I just need a little help wording my response and counterclaim to a complaint from Ferrell & Seldin via Midland Credit Management.
March 6th, 2011 - served by Ferrell & Seldin (F&S) a summons and complaint re: Midland. First I heard of this request for money from either party.
March 7th, 2011 - called the local courts to inquire if F&S had filed their complaint yet; they had not.
March 7th, 2011 - mailed a DV to F&S
March 8th, 2011 - F&S received my DV; have return receipt card proving this.
March 21st, 2011 - had heard nothing from F&S. Called the courts to inquire if they file with courts yet; they did file the complaint on March 16th. After they received my DV.
I would like to deny of course their allegations. I would like to file a counterclaim simply asking for court costs (if permissable) and demanding they disclose proof that I owe the debt and that they own this debt and have the right to collect . Thanks so much! (had to copy and paste text from summons and complaint; file was too big for attaching to forum post. I apologize, some of the text turned to gibberish with OCR text recognition conversion, but you can get the gist of it all).
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