I've been getting calls threating charges against me. The callback numbers have been 877-253-8241 and 877-805-1029. They claim they are the Union Group but won't give me an address or location information. I ran the number through GOOGLE and didn't find anything but I did find some posts stating that the group is Allied Mediation and located in Williamsville, NY. I spoke with a consumer attorney who told me to find out their location so can file against them in federal court.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.