help me

Payday loans are prohibited in your state. They cannot do anything. Notify the North Carolina Attorney General's office about the proceedings.

Be sure to file a complaint with the AG, FTC and BBB in your state against this company. All you were required to do was pay back the principle amount borrowed. If you have done that send them a demand letter for a refund for any amount paid over that. If you did not pay back the principle amount you need to get a prepaid money card, load the amount owed or what you can make in payments and call the PDL. Get this straightened out. Going back to 2006 I'm guessing you've already closed your bank account associated with the deposit that was made from them and that you've revoked any wage assignments? If not, you need to do so. Only communicate with this company via email, fax or mail. You want all correspondence in writing, unless your making payments and again do that on your terms, not there's.

Do as advised by Paulcahill and Buzzette. Moreover, if the debt was of 2006, then it has already passed the SOL expiry date applicable in your state that is 3 years.

fyi both ten dollar(part of MTE)and first american are unlicensed bottomfeeders.do as advised above as well as file a police report as the threat is against the law.