Florida Attorney makes Collectors Go Away

hiya frog--I posted a question about dealing with attorneys in here, I would really appreciate it if you could post some input. It's the only recent thread I have started, if that helps you find it.

Where is it?

its called

OK, what is the answer? A CA that violates the fdcpa....

FrogPatch!

You gave me this information once before, and it looks like I may be using it now. I have a CA calling my Mother repeatedly looking for me, this is after I sent them a cease and desist/debt validation letter. This was in response to them leaving one of those "If you aren't so-and-so, then hang up now" message on my Mother's answering machine, then proceeding to divulge all my personal business in the message. They have my correct phone number, as it hasn't changed in years and I even included it in my letter.

I was willing to allow them one instance of this happening, as it could have been an honest mistake; however, they have called every day since this past Saturday. I'm really getting ticked off!

go get em ron.

Grrrrrr! I do plan to PaulMergel!

You know, I'm usually a pretty patient guy. Lately, though, since I have had to deal with one CA after another violating the fdcpa, my patience has worn pretty thin. I know it's been said that most CA's do abide by the law and behave in a professional manner when collecting on debts; however, I must be one of those rare cases that defy the statistics. I have had to deal with one shady CA after another for over a year now. They don't listen when I tell them my financial status, as I'm sure it's not what they want to hear, and then proceed to harass me and my friends and family and violate my rights under the FDCPA. They ignore cease and desist letters as well as debt validation requests. They try and pretend they are law firms or law enforcement in order to intimidate. They even threaten to call my employer, which is kind of funny since I don't currently have one, knowing that is a violation of the law. They even try and sue me, submitting half-@$$ed paperwork hoping I won't show up to court so they can get a default judgment.

It just never ends!

I know I owe money. That is so not the point! I just have no way of paying these debts right now, and no amount of harassment and abuse is going to make me produce what I don't have!

exactly,everyone at some point has enough.
you have reached your limit here.take it to
them my man.

Call him immediately. He will have a demand letter to them within 48 hours. PM me if you no longer have the info! Who is the CA?

ALWAYS YOU GIVE GREAT INFORMATION FROG.

can an attorney in Florida take care of Asset Acceptance in MI, trying to collect in California?

I need this attorney's info!!

No a lawyer has to be licensed in California to practice law (sue you). You can check if a lawyer is able to practice law by going to the California Bar's website. members.calbar.ca.gov/search/

Also Asset Acceptance is not licensed to collect in California.

Send them a new letter asking that they prove that they own the debt, the statute of limitation has not expired (4 years in California) and that they are licensed to collect in the state of California. The California Secretary of State's website shows that they aren't. kepler.ss.ca.gov/

I sent them a copy of the page showing that there license was not valid and they stopped dealing with me.

How do I PM frog? I am in Fl and need a good attorney.

Find a post by frog and under the post you will seee a pm button. Click on that to pm him

Got it. Thanks.

i have borack and assoiates and wolpoff and abramson on my tail. and i need help asap...i want to get this done and over with...

I now have a check in the mail from a settlement with a collection agency thanks to this attorney. There was no recorded conversation as poeple on this site says is required to be successful. CAs expect to pay once in a while as the cost of doing business. There was no money out of my pocket either. If any Floridian his having problems with a collector please PM me and I will gladly give you his cell number. I have not had even a letter from a collector since I retained him. It is better to have counsel then to think you can go to court and win on your own!

Congratulations Frog. "ANOTHER ONE BITES THE DUST".

It has been over 6 months and I have not been bothered by a single collector. They call or send a letter and they are referred to him. They just move on to easier victims. If your are in Florida and are being harrassed by bill collectors, PM me and I will give you his info. He will only charge against what he collects. No cost to you. Do not allow fdcpa violations in your life. Make them pay you!