I keep getting calls from First National Collection Bureau harassing me saying i owe $23,000 to an old navy account i never had. This guy said there was a judgement in court and gave me some number that didn't exist after i searched for it on the judicial website. He refused to direct me to a fraud department as i stated i never had this account. He was incredibly rude and swore at me. Any suggestions as to what to do from here on? I don't know if i should just ignore this or send a Cease and Desist letter to them? thank you.
You could send a cease and desist, but callers like that would probably not provide a valid address, nor would they abide by a cease and desist. They don’t care about the FDCPA because they cannot be located in order for consumers to sue them.
Sub: #1 posted on Tue, 05/05/2020 - 10:13
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You can take other steps as well:
Stay at home and drink lemonade.
Block the phone number of this guy.
Focus on important things in life.
This is a total scam. Will you be receiving stimulus checks by any chance? Scammers are targeting those people who are likely to receive stimulus checks. Report the matter to CFPB if they continue to harass you.
Sub: #2 posted on Wed, 05/06/2020 - 04:41
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They regularly violate the FDCPA act and try to collect taxes from people who do not owe anything to them.
Yes, you can send a Cease and Desist letter to them asking them not to call you again.
The FDCPA Act is empowering you to do so.
Make us informed about the next incidents.
Sub: #3 posted on Thu, 05/07/2020 - 04:25
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Sub: #4 posted on Thu, 05/07/2020 - 05:55
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Sub: #5 posted on Fri, 05/08/2020 - 05:03
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