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First National Collection Bureau harassing me

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I keep getting calls from First National Collection Bureau harassing me saying i owe $23,000 to an old navy account i never had. This guy said there was a judgement in court and gave me some number that didn't exist after i searched for it on the judicial website. He refused to direct me to a fraud department as i stated i never had this account. He was incredibly rude and swore at me. Any suggestions as to what to do from here on? I don't know if i should just ignore this or send a Cease and Desist letter to them? thank you.

This sounds like a scam. To be sure, rather than just checking the court website, call the court and ask if a law has been filed against you or a judgment issued against you. I doubt you have anything to worry about. In fact, I would block his number.

You could send a cease and desist, but callers like that would probably not provide a valid address, nor would they abide by a cease and desist. They don’t care about the FDCPA because they cannot be located in order for consumers to sue them.

Sub: #1 posted on Tue, 05/05/2020 - 10:13

vntrsc vntrsc

(Posts: 18 | Credits: )

Do what Vntrsc has said.

You can take other steps as well:

Stay at home and drink lemonade.
Block the phone number of this guy.
Focus on important things in life.

This is a total scam. Will you be receiving stimulus checks by any chance? Scammers are targeting those people who are likely to receive stimulus checks. Report the matter to CFPB if they continue to harass you.

Sub: #2 posted on Wed, 05/06/2020 - 04:41

David Martin David Martin

(Posts: 394 | Credits: )

I was studying a legal website. The website has claimed that FNCB or First National Collection Bureau is infamous for such notorious acts.

They regularly violate the FDCPA act and try to collect taxes from people who do not owe anything to them.

Yes, you can send a Cease and Desist letter to them asking them not to call you again.
The FDCPA Act is empowering you to do so.

Make us informed about the next incidents.

Sub: #3 posted on Thu, 05/07/2020 - 04:25

Ryan Miller Ryan Miller

(Posts: 249 | Credits: )

Ryan Miller, in order to send a cease and desist, one must have the address of the collection agency. Scammers don’t usually provide valid addresses.

Sub: #4 posted on Thu, 05/07/2020 - 05:55

vntrsc vntrsc

(Posts: 18 | Credits: )

I agree to vntrsc, block the number or inform your state's attorney general.

Sub: #5 posted on Fri, 05/08/2020 - 05:03

Sanders Patricia Sanders Patricia

(Posts: 1234 | Credits: )

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