Focus Receivables Management
Date: Wed, 02/16/2011 - 01:09
The bottom portion of the letter only states the full amount which is $517, and no where in that portion which I am to send to them with my payment does it state the settlement amount of 30% of the $517, anywhere. However, on the top portion it does state "Special Settlement Offer." Just the percentage of what I am to pay but not the actual amount.
I would like to know, what the best way to proceed with making this payment so that I cannot be a victim of them saying that it was a mistake and that I would have to pay in full. I was planning on writing a letter with the "payment stub" and sending them a bank check of the 30% amount of the $517; which would be $155; and get the letter and the check notorized, and send it certified mail.
I do not want to call them, because they will somehow manage to harass me, as I have experienced before, or try to get any of my personal information.. I would just rather be legal and have paper trail.
Please, if anyone knows that the "Special Settlement Offer" is legit, or is it a scam? Is this the best way to approach this?
Any advice would be greatly appreciated.
It will be difficult for me to say whether or not the Special Se
It will be difficult for me to say whether or not the Special Settlement Offer is scam. What I'll suggest you is that you should contact Focus Receivables Management and ask them to let you know about the offer in details and then you may think of paying them.
wait a minute.is this the first you have heard of them?then you
wait a minute.is this the first you have heard of them?then you send off a DV letter certified mail return receipt.for one yes it is fishy as they should have a figure on the letter,not 50,60,70 percent off of the balance of xxx.send them the letter asap.dp not pay until you get this validated.btw since there is nothing stating that paying this settlement frees you from the rest of the debt.meaning that the letter should include this:once settlement is received you will owe nothing further,and the portion will not be assigned or sold.if it doesn't contain that then the offer is a ruse.
Thank you all for answering and helping me. I've decided to se
Thank you all for answering and helping me. I've decided to send a bank check with the 70% off of settlement fee - with a letter and seinding it certified.
