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Creditors refused to give me a forbearance plan - Now what?

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I have 4 credit cards with a total debt amount of $6000. I have applied for forbearance 2 months back. Three of them have agreed. The fourth one has not offered any forbearance plan to me. They have not denied directly but they have not agreed also. They just asked me to call on this day and that day. I did. But, nothing happened. So, what should I do with this credit card? Should I file a lawsuit or should I do something else? I can't pay the full amount.




Do you have a job or other source of income? You can consolidate or settle the debts.

Sub: #1 posted on Fri, 07/31/2020 - 04:48

sanderspatricia29 sanderspatricia29

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If you want to settle or assistance, you can call 800-DEBT-913 for help.

Sub: #2 posted on Fri, 07/31/2020 - 08:08

Good Nelly Good Nelly
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Hello Freshray!

You can file a complaint with the Consumer Financial Protection Bureau.

The agency’s Web-based Consumer Response Center allows credit cardholders to file complaints online or via a toll-free number: 855-411-CFPB (2372).

Just complain against your credit card company, state your condition and see the result.

Sub: #3 posted on Sat, 08/01/2020 - 22:39

Ryan Miller Ryan Miller

(Posts: 146 | Credits: )

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