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I have a judgement from Ford. I am in Florida, do not work, have no assets to speak of. What can their attourny do to try and collect? Is there any asset protection laws for a certain amount of assets for protection?




I am not sure what they can do if you do not work or have any assets. It is when a person has nothing, that they have nothing to lose. They can't put you in a Ford labor camp.

Sub: #1 posted on Sun, 08/12/2007 - 20:27

Anthony Lemons Anthony Lemons

(Posts: 1828 | Credits: 198.75)

I suppose there is nothing they can take from you, unless you have a retirement, and even then, I am not sure that they can attach that. Can't get blood from a turnip, right?

Sub: #2 posted on Sun, 08/12/2007 - 20:29

Anthony Lemons Anthony Lemons

(Posts: 1828 | Credits: 198.75)

I really have no clue......If you dont have any assests or job, then wat can their attorney take away from you. :?

Sub: #3 posted on Sun, 08/12/2007 - 23:07

Good Nelly Good Nelly
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(Posts: 2670 | Credits: 372)

Also, if you are "Head of household" in the state of FL then I am sure they cannot garish any wages.But if you have no job,and rent,no bank acc. ect...then your "judgementproof".

Sub: #4 posted on Mon, 08/13/2007 - 13:48

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As others have said, if you have nothing, they get nothing. If you are Head of Household, in Florida they cannot garnish wages unless wages are OVER $500/week. If you have no job, they have no wages to garnish. If you are collecting unemployment, they cannot garnish it (that's FEDERAL law) but keep it out of any bank account they know about. If you own a car, the State allows only a $1000 exemption. Generally, if the car is an older car they are less inclined to lien it. If you own a home and filed for your Florida Homestead Exemption, and it's your principal residence, and you ahve lived in in for few years, Florida won't let them touch it. The law is very specific on that. "No liens or encumberances" apart from a mortgage holder, the IRS or someone who has done work on your home.

Unless you have other assets or holdings, you are probably "judgment proof". BUT, remember, with a judgment, they CAN call you in once a year for a "deposition" to make sure your financial situation hasn't changed for the better. If it has, they can try to get something.

Sub: #5 posted on Wed, 08/15/2007 - 13:33

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Where do I go to find info on florida laws on payroll garnishment???

Sub: #6 posted on Thu, 08/28/2008 - 14:53

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Where do I go to find info on florida laws on payroll garnishment???

Sub: #7 posted on Thu, 08/28/2008 - 14:53

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