How could this be?
Date: Thu, 11/13/2008 - 07:27
Okay I just pulled my husband's credit report w/experian and I am baffled by what I see. I see a CA Franklin Collection Svcs which states the original creditor is AT & T w/ balance of 578, Type of account states collection. Than I also see a CA NCO FIN/22 which states original creditor AT & T w/ credit limit 599 and it states balance as of 10/2008 707, Type of account states installment.
So I have came to the conclusion that this is absolutly illegal how can two different CA try to collect on the same debt and when it is a collection it should say that not say installment. I have disputed these two items through experian, but in the mean time is there anything else I should do?
Advice Please!
So I have came to the conclusion that this is absolutly illegal how can two different CA try to collect on the same debt and when it is a collection it should say that not say installment. I have disputed these two items through experian, but in the mean time is there anything else I should do?
Advice Please!
reply
dispute the entry to the CRA asap.both collectors are bottomfeeders.also send DV and C&D letters to both bottomfeeders.
Thanks :) I just sent out the DV letters to these CA's, let's
Thanks :)
I just sent out the DV letters to these CA's, let's see if I get a response and if so what they claim.
