Frederick J. Hanna law firm
Date: Fri, 04/10/2009 - 13:46
It looks like BofA has sent my wife's accounts to Frederick J. Hanna in Georgia. I have run a quick Google search on the Hanna outfit and there is quite a bit of negative info about them. Apparently the state of Georgia has been investigating them as well. Has anyone dealt with them? From what I can find, they like to deal with defaults rather than with people who actually show up in court. As of yet, there has been no written communication from them, just a couple of phone calls.
One story I found suggested that they sometimes back down when they get a validation request letter, as that indicates the creditor is more likely to show up in court, should there actually be litigation. Also, the two people I spoke with on the phone were adamant that BofA only authorizes 50% settlements, and that is a bargain, because until last month, it was 70%. I just let them talk and did not dispute it.
Any info is appreciated.
One story I found suggested that they sometimes back down when they get a validation request letter, as that indicates the creditor is more likely to show up in court, should there actually be litigation. Also, the two people I spoke with on the phone were adamant that BofA only authorizes 50% settlements, and that is a bargain, because until last month, it was 70%. I just let them talk and did not dispute it.
Any info is appreciated.
Next time they call, remind them that they had 5 days from their
Next time they call, remind them that they had 5 days from their initial contact to provide you with a dunning letter. Verify your address and end the call. Record if possible. When you recive the dunning letter, follow the DV process.
