FSM processing group

It's a crap!! Don't fear them. Do you have their mailing address? Send a debt validation letter to them. Under the federal laws, all collectors must provide you necessary information about the debt they are collecting for.

Hi, welcome to the board...

You will not be arrested, that much I can promise you..

We can help you, can you tell us about your situation?

Please don't worry, they will not come arrest you. I had plenty of phone conversations with these people and they are full of crap. Please read the thread below, you are not alone.

http://www.debtconsolidationcare.com/creditors-information/about13221.html

I do not have their address but i have their number i guess i can call and get it. I had to stop payment because i did not have the money to pay the 60.00 dollars interest. I have been paying it since the end of june.

A lot of us have had trouble with this company and getting them to validate the debt. So tell them you are not going to send any money unless you see something in writing. You want to make sure you are paying what you are supposed to be paying? An upset worker from the Bass & Assoc. has posted the address in the link above. Try sending a certified letter requesting verification of the debt. Make sure you save a copy of the letter and if you don't get it within 30 days...report them to the Attorney General and the FTC.

i have a loan out with FSM Group and FTR Processing, the people I am dealing with for "FTR" is called ent.., also. i have been dealing with a certain lady and they were called Prelitgation and then she said they went out of business and now are called Bass ent., it's weird to me that they keep changing names. i know i owe money to these online PDL, but how do or where do i go to find out if they are legal to loan in my state? most are in Florida and im in Arizona?

I heard the Dept of Financial Institutions of every state has the list of companies with valid license. Maybe, you can check out with them on your PDL companies.

The lady that contacted me from Bass & Asso would only give me a case num. told me to wire the money through money gram and that i had to wire at least 335.00 and that she could work with me for the other 200.00 she also gave me a number but she would not give me a number to fsm

The person that contacted me was a Ms. Ewing. She gave me a number and a ext to contact her, she however, did not give me a number to fsm she kept putting me on hold as if she was speaking to someone from that company on another line. She also told me that she was in jacksonville fl

can anyone help me with a letter or should i call these people back

Hi again, so should i start with a letter asking them to validate the claim if so is there a format that someone has that i can use and then where do i go from there

The person that contacted as i stated before i found out exactly how to do this was a Ms. Ewing she gave me a number to contact her with an extension she also told me to send the money through money gram and that she could accept 335.00 and maybe make arrangsment for the other 200.00 that was way more than the original amount. she also pretended to be on the phone with someone from fsm while placing me on hold. how soon should i get a letter out in the mail/

I too had a phone call like this, or phone calls like this. I even had one where they said the police were on their way to get me and had to ask me for directions. From the advice that i have gotten, you should validate the debt, then send them payments that you can afford. Also sign up with this website and someone will get in touch with you to help you consolidate.

Can some help me on writing a letter to get debt validation. I am not sure what to include in the letter

OMG- MRS. EWING was the same lady who sadi that to me, at first she was like oh youneed to send half the money now by that end of the day or it would go to to the county sheriffe or police department, and i ended up sending $267.50, which was not in my budget and i stillowe $267.50 but i've had so many other bills and im moving i had to call her and tell her i need to push it back, she hasn't called me yet but she claims to be in legal and that it's not collection i don't know about that, they used to be called "Pre-litigation" and im paying her for a company called "FTR Processing" but i have one for FSM to, but haven't heard anything yet.

Guest, use this letter for the collection agency to validate your debt. Enter your information as required.

[quote]YOUR NAME
YOUR ADDRESS
CITY, STATE, ZIP CODE

Re: Acct #

Collections Manager:

This letter is regarding the account referenced above, which you claim I owe. This is a notice that your claim is disputed. I am requesting validation, made pursuant to the Fair Debt Collection Practices Act Section 809 [15 USC 1692g]. Please note that I am requesting "validation"; that is competent evidence bearing my signature, showing that I have some contractual obligation to pay you.

Please also be aware that any negative mark found on my credit reports from your company or any company that you represent for a debt that I don't owe is a violation of the Fair Credit Reporting Act; therefore if you cannot validate the debt, you must request that all credit reporting agencies delete the entry.

Pending the outcome of my investigation of any evidence that you submit, you are instructed to take no action that could be detrimental to any of my credit reports.
If you do not own this debt, you must remove the derogatory marks from my credit report per the Fair Credit Reporting Act.

This letter is also a formal request, citing Section 805 [15 USC 1692c] of the Fair Debt Collection Practices Act, to cease any further communication with me unless it is:
(1) to advise that your collection efforts have been terminated;
(2) to notify me of any specified remedies
(3) to notify me that you have invoked a specified remedy

Please note that any failure on your behalf to comply with the laws of the Fair Credit Reporting Act and the Fair Debt Collection Practices Act will result in legal action.

Best Regards,

Your name

Cc: (insert a lawyer????????s name, Esquire)
[/quote]

if i don't know the collection manager's name do i just leave it blank

Also the number that Ms. Ewing called me from was 1-877-281-2224 Ext 329. this is a good number because i called her back today and needless to say that she was very nasty

I am sending off my letter of validation on 8-07 i will let you all know the out come. i to have the same address that was posted earlier 9378 Arlington Expressway Ste. 323 Jacksonville FL 32225.

Called me yesterday at work said that i would be going to federal court for check fraud and that they would come to me work to see me would not give me name of creditor so i called consolidation company and they told her they will continue to call me at work till they get there money. can they do this ??? why did they say federal court just to scare me ??and check fraud??

Exactly, they are just trying to scare you into paying a crazy amount of money real fast. They kept calling me at work and on my cell phone, they even pranked me a couple of times on my cell. The very first time I got a call I was really scared and nervous but after talking to my father (who used to own a collection agency) and finding this site I felt so much better. The next time they called I didn't let them scare me and I told them they have been reported to the attorney general and the ftc. I also told them I know and read all about their little scam and I was getting an attorney. After that they pretty much left me alone after they realized they were getting nowhere with me so they just moved on to the next victim. If they call you back at work tell them all your calls are recorded at work and that might shut them up.

yvette- what did mrs. ewing say to you? she hasn't called me back yet

hey patricia sorry it took me so long to get back to you with a answer, but Ms. Ewing called me on 8-7 i told her that i had nothing to say to her and i told her that i had a witness standing beside me and that i am telling you not to call my job again with her threats. my witness than took the phone introduced herself to her and told her that she was my witness and that i told her not to call me again. i took the phone from my co-worker and just listened to what Ms. Ewing was saying. she simply said " this doesn't make any sense what you are doing, it just doesn't make no sense at all what you are doing over the phone. my first thought was yeah she knows that a witness heard me tell her not to call my job again so she knows that she can't. i also sent certified a ceist and disest letter (not spelling to good) on thursday.

I received a call at my place of employment today from Bass and Associates (Candice King) and she threatened me with felony theft charges and immediate arrest. Then went on to say that I would be deposed at 4:00 today by the sheriff and had to appear in court, that was mandatory. She also claimed that she had faxed papers to my employer and that I had committed internet fraud. I asked for validation of the debt to be sent, she claimed that they didn't have to do that. She further claimed that Arrowhead Investment had filed a cease and desist order against me so I was forbidden to talk to them. After panicking and freaking out a bit - I did an internet search and found this site. I feel much better and now I will send the letter to them and just breath.

Do you send the letter certified and do you need it notarized - Thanks

It will be good sending the letter through certified mail and return receipt requested. You will get proof of the actions from your side in case there is a need to prove it in the court.

Thanks - I guess I wasn't logged in when I posted the last one.

I will send the letter certified with conf rec.

I called arrowhead investments and have worked out a reasonable payment plan

I received a call from them yesterday. Stating that they were going to get me on Federal Charges and that if I did not pay them within 2 hrs. the state police would be at my house to process me and my husband as a co-conspirator. I ended up paying them just to get them off my back. But how can they continue to threaten people like this and get away with it.

It's very unfortunate that these people can continue to get away with harrassing people. The way they change their name so often makes it so hard to keep up with them. I've had a few run in's with them since May and I have been given about 4 different company names and several phone numbers. I pray that they are caught very soon so people can stop being harrassed.

Do anyone know the attorney general for Jacksonville, FL? I have just received a call from Ms. Ewing and David Jacobs. She call me at work saying that this is an emergency. But I knew she was lying. If I didn't pull up this site, they really could have gotten me. But I firm stood my ground and they got off the phone in record time. :twisted:

I got a call from them and i didn't care about the debt, but i had to go to court for this s#$&* and i have to pay 2900.00....it sucks//////

so they are egal then to loan? who does Bass & Assoc. work for? i am paying them back for FTR processing.

When Candace King contacted me today I told her that I sent a debt validation letter via certified registered mail, she became angry and hung up the phone on me. Then an individual from my HR department contacted me to tell me that she received a call from Candace's number asking for the company address, the cross streets and if there was anyone that could identify me on site. Isn't this illegal?

Hi Have roughly 9 payday loans that I still owe on. I only have 2 that have called me to let me know that i have defaulted because someone got ahold of our account number and had to close out our checking account. I am working on making arrangements with these guys but there rather difficult. However I have not heard anything from the others and I am not sure how to contact them either any suggestions on how to handle these.

I had a problem with Bass & Assoc. recently they threatend to have me arrested on federal charges and they were going to have my husband arrested as well as a coconspirator. They said I had 2 hrs. to pay them or we would be picked up. I went and paid them but found out afterwards that there threats are not legal. If I had only known then I would not have rushed to pay them.

What paydayloans are you dealing with? Have you tried to do a search on this site to come up with any contact information? Are you trying to go through a consolidation program or are you wanting to handle these on your own?

I am wanting to go through a consolidation program. But I need to get the contact information and waiting to see if the consolidation comapny will even help with these. I have started to look for the contact information and have found 1. Some of them I know are paid so I have to figure out which ones were actually paid and which are owed.

kitchenparamedic can you please give me a contact # for Arrowhead. When I took out a pdl I lost the paperwork and tried to find them on the internet but couldn't and the girl at bass told me they are in the business not being found.

Are you talking about Arrowhead Investments, Inc.
The number I have for them is (866)355-7308. This number is also on the bbb.org website.

Yes, the pdl company. Thank you so much. I just joined this forum/site. I look forward to talking to you and others. My name is look.n.4hope so look for me! I have to figure out where I am so I can log on and come back here. Thanks again!!

Welcome, you will be happy that you joined. If you have any questions please feel free to ask and we will help you the best we can or point you in the right direction.

Can you tell me what this topic (is it FSM processing group) is so that if I log out I can come back to it? I'm sure I can probably look up my msgs or replies to find it also, right? I really appreciate you help.

On the top of the screen when you log in, either on the right or left, you will see a menu above the google search box. If you click on My threads, that will take you to all the forums you have posted in.

Thank you PinkLady

Is this a legitimate company, i am having the same harrassment problems, if they are affiliated with Arrowhead Investments, i have already paid them. Can someone tell me about these people. First of all, they cannot even pronounce my name right. i have read most of the messages and i appreciate me reading them, i am glad i pulled this number up and got this.
thanks

I received a call at work yesterday, and unfortuneatly I believed the woman I was talking to. So I sent her $1160 in the 2 hours that she requested. I know that owed the companies she was refering to money, but I'm pretty sure that it wasn't that much money. My thoughts now are why didn't I check into it, and what can I do now?

They too called me today and told me they were downloading the affadavit and that I would be "picked up". I have a stupid loan for 200.00, my ckbook was stolen, the acct is frozen, not much I can do about that. I will be sending that letter here shortly, but i need their address

I too received a call from monica davis ext.313 she first came off telling me to give her a call back, at first i thought, what the hell for. She then began telling me about a loan i had taken out, i had been trying to reach the company, i was glad she called, then she told me i had two hours to come up with something. So i called her back, she was more than happy to help. I was just glad i got the matter taken care of. I know you all may be upset. But if you did this to, you should just take care of it, and they will stop calling...

STOP CALLING ME,

So did you get a payment arrangement set up or did you just make one big payment? Also did you agree with the amount they were telling you to pay. People want to take care of the situation, but the problem is how they are talking to people on the phone and the amounts they are trying to get people to pay. Now my loan was $200 with a $60 fee and maybe I got a couple of return charges or whatever. Now if this company calls me and tells me I owe $800 for this, I need to see a breakdown or something on paper as to how they got the amount. Also when I get threatned with arrest and that somebody is on their way to my job to get me, I'm going to be a little suspicous about who is calling asking for all this money with these threats.

It looks to me like you spend your life wanting to be a savior. You are doing nothing but spending all of your life and energy drilling a company that you say is already in hot water...so you bought some time... You will still have to pay the bill. Maybe you should focus on all of the wonderful things in life, instead of spending all of your energy with this... I say you need to find something to do.