agreement with debt collector and they garnish anyway

Court orders are not required only in case of student loans. For defaults on credit card debts, the CA must file papers in the court and summons should be served to you in hand. You need to file complaints with your state attorney general about this company because they have illegal garnished on your wages. Inform your payroll and don't let them do a debit again.

Do you already have a judgement against you?

If so, you could file a complaint, but if there is no proof of an arrangment, I wouldn't expect your complaint to result in much.

i got a paper from the county court that said be in court in july. I called the company sueing and made a verbal comentment eith them, they sent me a paper conferming(i have all papers.) then i got my check and the same company sueing is garnishing after we already made a commentment and before i have even gone to court.

Did you answer the presumed summons? If not, I think it is possible the attorney has obtained a default judgement against you. I'd check with the courthouse...maybe even obtain copies of all the documents in your case.

the only papers i have gotten say default judgement be in court july 27,2007 and bring in bank statements paystubs and all that jazz. to avoid court and garnishment i called the lawyer representing this place and set up a payment palan and they garnished my wages anyway be fore i even got to court.