Wage garnishment and frozen accounts - Kind of need help
Date: Fri, 12/14/2007 - 06:28
Submitted by Breakthecycle2
on
Fri, 12/14/2007 - 06:28
Total Replies: 13
A few years ago, Pressler and Pressler sued me. Naive, I never sent a DV letter and I couldn't keep up with the rediculous payments that had me at. I was working either so they levied my bank account for like $1,100 and then when I started working, they garnished my wages until it was paid.
Basically my question is, not only how does that process work, but is there a way they can get your account numbers without giving it to them?
I believe to freeze accounts or garnish they would need to obtai
I believe to freeze accounts or garnish they would need to obtain a court order. Do you have a judgement against you?
Have you received a summons?
No not at all or not yet I guess, but should I be O.K., as far a
No not at all or not yet I guess, but should I be O.K., as far as sending the DV after the 30 days as well? I remember when I did have my account levied and my wages agrnished, I did get letters to show up in court, but of course I didn't and Pressler and Pressler got the default judgement. That was for a CC I maxed out at $1,000 when I was 20 years old and somehow ran up to over $3,000. I really wish i sent a DV letter because $2,000 outstanding fees in rediculous.
Is there a way these collectors can get your bank account info? I remember with P&P that I believe I sent them payment via check for something, so maybe that's how they got it.
As long as you have not been sued in court yet and lost , you sh
As long as you have not been sued in court yet and lost , you should be ok.
From Bud Hibbs
Lawyer Mitch Kay is also involved with Plaza Associates and MKM Acquisitions. His organizations have a bad reputation for fdcpa and FCRA violations. They hire under-trained semi-desperate collectors who are hell-bent on a paycheck at any cost. I suggest that you give them the boot via the FREE cease-comm letter. You need not worry about their threats of a lawsuit, Kay likely hasn't seen a court-room since law school.
Wonder if there's any place to check on lawyers... See what they
Wonder if there's any place to check on lawyers... See what they're made of, how active in what type of cases, etc.
you can check your state BAR association and martindale.com.
you can check your state BAR association and martindale.com.
martindale.com looks like a great resource, Voley. Just what I w
martindale.com looks like a great resource, Voley. Just what I was wondering about!
Ya just gotta love a free lunch, so to speak. Knowledge really i
Ya just gotta love a free lunch, so to speak. Knowledge really is power in this day and age.
Freeze bank Account
On Jan 2,2009 I was served with a summons from sheriff's department from a collections that I owed from Capital One Bank. I letter said that I had 30 days to respond. So I responded to the letter and set up payment arrangements to have them take out $413.00 out of my bank account per month for the next 4 months. Know I allow them to take of 3 of the 4 payments. Back in march 2009 i called and told them that my job was cutting hours and i couldn't pay the $413 from this month and that i needed to cancel that payment. The girl I spoke with said yes you can cancel it and I asked her If i could change the amount and she said no. and I haven't been able to pay anything on the bill since then...Now I go to check my bank acct yesterday and it's frozen and i wasn't aware.. I need help..
Freeze bank Account
On Jan 2,2009 I was served with a summons from sheriff's department from a collections that I owed from Capital One Bank. I letter said that I had 30 days to respond. So I responded to the letter and set up payment arrangements to have them take out $413.00 out of my bank account per month for the next 4 months. Know I allow them to take of 3 of the 4 payments. Back in march 2009 i called and told them that my job was cutting hours and i couldn't pay the $413 from this month and that i needed to cancel that payment. The girl I spoke with said yes you can cancel it and I asked her If i could change the amount and she said no. and I haven't been able to pay anything on the bill since then...Now I go to check my bank acct yesterday and it's frozen and i wasn't aware.. I need help..
to city girl
unless your were properly served and sued and the CA won, they cannot freeze your bank account(s) w/out a legal judgment from the court signed by a judge. so you must have went to a court mediation or something, and admitted guilt and set up payments, so when you quit paying, they had the legal court paperwork all ready in hand to levy your bank account.