Is it a violation of FDCPA if the employer garnishes wages without a lawsuit?
Date: Wed, 11/15/2017 - 17:55
Is it a violation of FDCPA if the employer garnishes wages without a lawsuit? Can a creditor do it?
Do you get a lawsuit summons?
Do you get a lawsuit summons? To do so, the creditor needs to sue you first.
Submitted by Sanders Patricia on Thu, 11/16/2017 - 05:17
( Posts: 1241 | Credits: )
No, it's not possible. Your
No, it's not possible. Your creditors can't just start garnishing your wages. They must first sue you, win, and get a court order requiring you to pay what you owe.
Your credit first wins a
Your credit first wins a judgment and then employer can garnish wages. Your employer also has to notify your about the wage garnishment.
You need to file a lawsuit if
You need to file a lawsuit if the creditor garnishes wages without any prior notification.