ge money bank

Date: Sun, 02/15/2009 - 19:58

Submitted by anonymous
on Sun, 02/15/2009 - 19:58

Posts: 202330 Credits: [Donate]

Total Replies: 2

can Discover/ge money bank garnish my social security check? Also, since they are calling every day should I send them a cease and desist letter or wait until it goes to collections?

Hi mysticmusic49, See 42 U.S.C. 407(a) otherwise known as Sec

Hi mysticmusic49,

See 42 U.S.C. 407(a) otherwise known as Section 207 of the Social Security Act where it says that garnishment is not allowed. The Debt Collection Improvement Act passed by Congress in 1996 added Federal debt, such as taxes, child support, alimony, student loans, SBA or VA loans, Medicare over-payments, etc.

Go ahead and send them the Cease and Desist letter. Mention that your only income is from Social Security and that you would like to try and work with them if they allow you reasonable payments, although it might be easier if you wait for it to go to collections.

chrys

lrhall41

Submitted by Chrys Henderson on Mon, 02/16/2009 - 01:34

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GEMB and Discover are OC's and not bound by the cease comm as ou

GEMB and Discover are OC's and not bound by the cease comm as outlined in the FDCPA. What state are you in? Some states have laws that mirror the FDCPA and also cover OC's.

lrhall41

Submitted by NASCAR_Devil on Wed, 02/18/2009 - 08:33

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