hi i have a co signed credit card with gemb/care credit with my mom .the problem is my mother the co signe used my card with out my noedge and ran it up and missed payments i never even used the card mabye only one time, a year a go.but now its afecting my credit realy bad on my credit report it is past do and over the limmit now.how would i go about getting my name of of the card who do i have to contact or send a letter to? my mmother is willing to comly with getting my name off the card becase it is now hurting me in getting a good job thankx alot.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.