I live in IN and was contacted by a "Unknown" (caller ID) who asked for me by name, gave a case number, and said that they needed to verify my mailing address, either work or home, in order to send mail. They left an 866-759-4225 number to call back but I haven't called them yet.
I read at your sticky entitled "So you've been contacted..." and it references if you were contacted by mail - in which case they already have your address. But it doesn't touch on if this person is calling you with no mail contact. Do I call them and give them my address and follow the same steps? By giving them my address is that an admission that I owe them something? Thanks in advance for your help.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.