Harrassing Calls

Date: Wed, 08/19/2009 - 14:08

Submitted by anonymous
on Wed, 08/19/2009 - 14:08

Posts: 202330 Credits: [Donate]

Total Replies: 2

What if a collection agency calls from outside my state, harassing me and my co-workers, refuses to give me either a street address where I can contact them in wiritng, and refuses to give me written proof of the debt? My credit record is clean.

Did they send a dunning letter? They are required to do so with

Did they send a dunning letter? They are required to do so within 5 days of initial contact. If not, then this is a violation of the FDCPA. Do you have the phone number that they are calling from? Or the name of the company? If you could post these, we may be able to find the address of the company for you. If your coworkers will state the harrassing callsl, then you may be able to sue them. If they keep calling, I would consult with a consumer rights attorney to find out what my options are. At the very least, if you have their name, file a complaint with the Attorney General of your state, and the FTC.

lrhall41

Submitted by southernapostolic on Wed, 08/19/2009 - 14:46

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It's not going to help the situation by ignoring your creditors.

It's not going to help the situation by ignoring your creditors. There are affordable programs like HelpUBuyTime or FREE self-help advice available through the Federal Trade Commission that will help you deal with your creditors.

lrhall41

Submitted by on Wed, 08/19/2009 - 17:30

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