Hiday and Ricke collection practices

Do you think your attorney may have some fault in this? After all you did say "Our lawyer never responded to Hiday in '08", my question is what did you hire this lawyer for? He was supposed to protect you, right?

I do not agree with them taking your only means of transportation, that is simply wrong.

They must have gotten a judgement against you. Did you ever go to court to defend yourself?

This CA is located in Jacksonville, FL too. This is probably the first I have heard of any experience (good or bad) that anyone has had with them.

I would never be one accused of defending a CA; however, I think we need a little more of your story antiHiday&Ricke, it just seems to me we're not getting all of it.

I did check out there website and noticed a little tidbit I thought was interesting, though. Quote - "Please do NOT call our clients directly. This will only cause confusion. Now that the matter has been turned over to our office, it is essential that you deal only with our firm." If they aren't following the FDCPA, you do have the right to contact the original creditor, though. Don't you? That's the first time I've ever seen anything "disclaimer" like that on a CA's website.

Anyone have any thoughts on that?

Oh, and they're hiring too.

There is no more to say. We hired a lawyer. Chase sold the loan to Hiday and Ricke. Layer got the same papers we did. I faxed him the papers with a cover letter asking what we should do next. He was going to handle it. He told me they would not talk to us since we had a lawyer. We received no advice in fact our lawyer was very surprised that the car was taken.

Then I might suggest getting another lawyer to go after the first lawyer? Or filing a complaint with your state's bar regarding the first lawyer.

What state do you live in?

I live in Florida and unless there is alot of money to be made no lawyer wants to sue another member.

Then you should definitely think about filing a complaint with the Florida Bar regarding the attorney that screwed up.

What I don't understand is how Hiday and Ricke managed to get their hooks into your car. Was this a car loan? I know you stated you had the car free and clear; however, I'm still not understanding this. I would have thought the worse H&R could do would be to garnish your wages.

Have you looked into getting in touch with another consumer attorney concerning this case? If you ignored the summons thinking your attorney was handling it and H&R got a default judgment based on this, then it seem there is something that can be done about this. I'm definitely not up on laws and legal proceedings, I had help from a legal aide attorney when I was sued and she handled it quite nicely for me.

Maybe someone more knowledgeable than me could offer some insight?

I'm doing some Google-ing on this and guess I'm not using the right keywords to find an answer. Be patient, maybe someone else will respond to this post.