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Debtconsolidationcare.com - the USA consumer forum

They couldn't scare me

Date: Sat, 05/15/2010 - 16:21

Submitted by anonymous
on Sat, 05/15/2010 - 16:21

Posts: 202330 Credits: [Donate]

Total Replies: 4


Last week i too received a phone call from Nelson Hirsch & Associates #(678-593-2340) asking for my husband. When i told them he wasn't here and asked if I could take a message, they proceeded to tell me there was a fraud case pending against my husband, from a Pay Day Loan that he took out Sept. 2005 for $800, plus more now due to legal fees, and that he needed to contact him that day or they would proceed with the case. If he called them that day then they could settle out of court for $560, but if he did not contact them THAT day and he didn't show to the court date then the judge would find in favor of Nelson Hirsch & Associates. Which meant they would empty all of his bank accounts and garnish his wages 25% until they were satisfied. I told them that I would pass the information on to my husband because he was gone to school for the military. When they heard military it seemed as though he wanted to get off the phone with me, see you can't garnish military wages unless it's federal (child support, alimony, debts to the IRS), plus all of his money gets directly deposited into my account (which his name is not on, so they wouldn't be able to touch the money anyways).
Little did they know that we printed off credit reports last month, I looked at his after we got off the phone, and nothing was on there about a Pay Day Loan. Plus, granted I was not with my husband in 2005, I did remember him telling me that he had just came back from Iraq and had got out of active duty. I called and passed on the message like I told the man I would, my husband confirmed that he did just get back, had left active duty, and received a large bonus and didn't even have a job till 2006. If I'm not mistaken you have to have a job to take out a loan like that. Nothing added up, so i researched and found this site!..Thanks to everyone that blogged, we had no intentions of paying them in the first place and I have not heard back from them, but this just confirmed everything for us! They are scammers!


Way to go. By the way. They cannot legally threaten any action and they certainly cannot threaten any criminal action. Like the others send them a cease and desist letter and send it return receipt required so they have to sign for it. Then never take another call from them. I'm going to check something on them. Be right back.


lrhall41

Submitted by Rick Stanley on Mon, 05/17/2010 - 08:27

( Posts: 13 | Credits: )


Hi,

You had decided to do the right thing as unlicensed payday loan lenders try to suck the debtors as much as they can.It is a good idea that you had investigated and you are lucky to find out that they are scammed.Stick to your ideals and be firm towards your decision.If they are unlicensed they will not be able to do anything what so ever!If they try to harass ever, let them be aware of the FDCPA laws which protect human rights!


lrhall41

Submitted by Rebecca Miller on Mon, 05/17/2010 - 08:55

( Posts: 131 | Credits: )