Bank Levy
Date: Tue, 12/23/2008 - 01:16
Hello all, I'm really desperate. A company has placed a levy on my bank account this past Friday. It was over a medical bill from several years ago of my boyfriend. He, unfortunately, had to be put on my account when the bank said they were no longer going to allow him to deposit his pay-roll check into my account several months ago.
Now ALL MY MONEY is gone, PLUS 800 more which doesn't exist yet. I've worked very hard over the past few years to bring my FICO score up from 350 to over 700 this past month. Now 2,100 dollars worth of bills are not going to get paid, PLUS I have no money to live on.
I am not working and haven't for a year now, it is impossible for me to just recover from 5,000 dollars. (The 3,000 being levied and the 2,000 that was meant for bills). Not to mention, I am hungry and won't be eating until something breaks in this levy situation.
We've tried contacting the Hooten Associates who placed this levy but they've yet to get back to us. In the meantime, I reserached them on the net and there are numerous complaints filed at consumer sites about these people.
Fact: yes I knew this bill existed, and no I didn't pay it. It was far too high. So I was waiting for it to go to collections so I could work something out with them. The last I heard of this bill was over a year ago and honestly forgot about it. No phone calls were made here, no mail, no summonses, NOTHING. I have never heard of this Hooten and Associates who has frozen my account. I live in NY state.
PLEASE, someone, give me a number to an agency I can call. I have been working with Greenpath debt solutions for several years to help pay off two credit cards I owe...can they help out at all? I don't want to just make payments to these people. I don't think what they did was legal. In order to freeze my account they must have gone to court and don't we get to be informed of this appearance and be allowed to defend ourselves? That never happened. Truthfully, had it just gone to collections and they contacted us I would have worked something out before it ever got to court. I'd have asked them to knock down the debt a bit and have sent them payment every month. But again, this never happened.
Also, as I said, these people aren't even answering our phone calls, it just goes right to voice mail and we never get a response.
PLEASE contact me at edited - ND with any information that might help. I need some assistance. I'd LOVE LOVE LOVE to get a lawyer on this but as I explained I don't have money to eat let alone pay a lawyer. What kind of sick country do we live in when people get away with doing things like this? Hi, ever hear of mortgage, bills, children, groceries? This is an evil act and I need some avenging angels!
Welcome to forum! Please do not post personal info - ND
Now ALL MY MONEY is gone, PLUS 800 more which doesn't exist yet. I've worked very hard over the past few years to bring my FICO score up from 350 to over 700 this past month. Now 2,100 dollars worth of bills are not going to get paid, PLUS I have no money to live on.
I am not working and haven't for a year now, it is impossible for me to just recover from 5,000 dollars. (The 3,000 being levied and the 2,000 that was meant for bills). Not to mention, I am hungry and won't be eating until something breaks in this levy situation.
We've tried contacting the Hooten Associates who placed this levy but they've yet to get back to us. In the meantime, I reserached them on the net and there are numerous complaints filed at consumer sites about these people.
Fact: yes I knew this bill existed, and no I didn't pay it. It was far too high. So I was waiting for it to go to collections so I could work something out with them. The last I heard of this bill was over a year ago and honestly forgot about it. No phone calls were made here, no mail, no summonses, NOTHING. I have never heard of this Hooten and Associates who has frozen my account. I live in NY state.
PLEASE, someone, give me a number to an agency I can call. I have been working with Greenpath debt solutions for several years to help pay off two credit cards I owe...can they help out at all? I don't want to just make payments to these people. I don't think what they did was legal. In order to freeze my account they must have gone to court and don't we get to be informed of this appearance and be allowed to defend ourselves? That never happened. Truthfully, had it just gone to collections and they contacted us I would have worked something out before it ever got to court. I'd have asked them to knock down the debt a bit and have sent them payment every month. But again, this never happened.
Also, as I said, these people aren't even answering our phone calls, it just goes right to voice mail and we never get a response.
PLEASE contact me at edited - ND with any information that might help. I need some assistance. I'd LOVE LOVE LOVE to get a lawyer on this but as I explained I don't have money to eat let alone pay a lawyer. What kind of sick country do we live in when people get away with doing things like this? Hi, ever hear of mortgage, bills, children, groceries? This is an evil act and I need some avenging angels!
Welcome to forum! Please do not post personal info - ND
reply
zisky was here in an effort to undermine skydiver's help he gave to the OP.guest3 had nothing to say,but how to tell me what to do.oh and saying i should taken offline gets you deleted guest.bossy is right.next time change your guest name and refrain from the backhanded comments.
OK guys. This has really gotten off topic. I'm locking this th
OK guys. This has really gotten off topic. I'm locking this thread for now. If the OP needs more assistance PM me and I will unlock it.