Does anyone know about this law firm Hunt & Henriques in San Jose?

I got jacked around by H&H as well. Got served...wife got the paperwork. Looked at the documents and saw a court date. Made the fatal mistake of not responding. Thought I was good until the court date indicated on the paperwork they served me. Well, they somehow were able to apply for a default judgement even before the court date and they won their judgement. Since my financial situation was not good for a number of reasons, I filed for Chapter 7 protection and stopped them in their tracks before they were able to perfect the judgement and get the wage garnishment they were going after. A wage garnishment would have destroyed me as I'm struggling to hold on to my house and needed to eliminate all this unsecured debt and get a fresh start. It's going to be a long road to recovery, but I'm hoping for the best and plan to do things differently this time around.

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Hunt & Henriques is starting to garnish my wages. I was working with Fidelity Debt also, they were OK with 2 of my debts but I had to add extra money to the fund to help pay them off. I have mixed feelings about Fidelity Debt. I tried calling H&H for a week and no one would answer the phone the mail box was even full so I could not even leave a message. So as we speak I'm suppose to fax them a letter to tell them I'm no longer with Fidelity Debt, then they will talk to me. I received the paper work from my company about the garnishment. Is it to late to try to make a deal with H&H. I only owe 1,800 but it's a lot for me to pay all of it right now.
Thank-you for any advise,
Me

They served.. but not me directly.. my mother whom address I use as a mailing address.. I was tired of the BSing so I paid it off in monthly payments..

I got served, I answered and the court date has been set. I will hit H&H with discovery and request for Admissions and Interrogatories. I had to pay well over 200 bucks filing fee and the court is over 500 miles from their listed address. Will they show up? Do they have correspondant attornies to show up for them? They know if they get a judgment it will be uncollectable - we are broke and have only Soc Sec income.
QUESTION: Has anyone actually faced them in court? Did they show up or did they have hired guns there in their stead?
SOMEBODY PLEASE ANSWER

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If any one used a toll free number 877-509-45-- it is my number in Alaska I have been calling them for 3 months telling them that I am getting all their calls I have names and case numbers and phone numbers. They told me that people that used that toll free number just don't know how to dail. I had this number 10 years ago when my daughter was in collage so she could call home. I cancalled it 6 or 7 years ago. Just tell the court that your call was sent to wrong number and they didn't belive the person who call them to report the calls. I have turned this over to my phone company to figure out what happened I was charged for every call. Be careful very careful these
assho-ls have no right serving one no even a junk yard dog.

I have revolving account with Saks Fifth Avenue which servicing by HSBC. Well I lost my job for about a year ago. I have been negotiate with HSBC Saks for a repayment plan but not qualified because I do not have an income. Then for the last six months I have been trying negotiate for settlement on the debt but was unsuccessful do to so. Today is the first time I got a miscall from somone claiming that she is from Henrique law office regarding a debt collecting and leaving me a number 1-888- to call back. What should I do now?

Also I know my account was charged off now is in the hand of Henrique.

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You need to check to see where H&H can "legally" present documents...I think as far as CA is considered, they are NOT able to practice law in CA and if that's truly the case, they can be served with criminal intents and crossing state lines, etc.

Opps, pressed the trigger too quick, but it could be they have "phantom offices" in various states but only allowed to practice with a license in TX.

My BAD!! Thru a friend of mine who has access to searching lawyers, he found in fact, Hunt and Henriques are CA based and legally registered in CA....bummer....but waiting to hear about someone getting a major class-action lawsuit against them as the one filed in 2002 but going to ask for a HUGH amount of money and maybe put H&H on the fence and see them squirm when they lose their case and have their assets attached, lol!!

It will be for mispresentation, tons of Fair Credit Act violations, etc....sweet revenge!!

Hunt and Cunt got a judgement against and its a shame its illegal to kill greedy lawyers. I am filing bankruptcy for this and other debts. My credit is so screwed up it would be a step up. I just hope they approve it. I don't trust the American justice system. I am sick of these bastard and I hope both Hunt and Cunt get terminal cancer and die a slow and painful death.

These H&H are dirty bastards. Like many said, their lives will be ended tragically that their bodies won't be recognized!

they can and they will. if they do go rigth a way to a lawyer. i think that they are very sktchey. They sureve me at home i called htem to settle they made a "patment argeemnet with me" and basicilly said that i had to0 stick to it and notbe one day late or they will put a judgement agaisnt me. But be ware they told ne that day alo that theyhad 2 different accounts of mine (I NEVER) got anythign on them and i set up arangements to go a head apty make payments To show that i am willing to work with then they took there money on the 1st payment and the 2nd paymnet was due right on a holiday so i wanted to go a head and send them the money buy money order and i was told that it would null and void the contract and if i sent them the money they (meaning the CC company ) would want a different payment agreement I said how funny i wnat to give you guys money early and i willbe punished? it was not told that and i had already takent he money out to get the money orders i said that it didnt seem fair that you have a person wamting to give you moneya nd you basically set them up to fail.. Ok thats fien i willdocument that so that wy when you ry again to sue me becasue youre a "law office" (that speaiclizes in collections) bit he didnt like that he no we are a lwa firm... What the F#!@& ever... hios name id Dennis Sajovie...

I work for a debt settlement company and I can tell you that H&H is one of the worst firms to deal with. They are very strict and do go for litigation in any chance they get. They even went after one of my 75 year old clients with health issues. Regardless, as a debt negotiator, our job is to try to help clients settle their debts for a lesser amount. I hope that your debt settler is doing their best to try to lower this debt but I can assure you that most of the time, H&H won't settle for less than 70% of the balance after it has gone into litigation.

I just want everyone to know not to panic for receiving a summons. There are ways to settle accounts and ways to even settle judgements. I advise that you speak to a lawyer or someone in the debt management field. Bankruptcy should be your last option - especially with a smaller balance. Hope I helped ease your worries a bit. Don't be too down on yourself - there are options out there.

hunt and henriques are a bunch of assholes who are willing to call and harass you. they want the money u owe but are not really interested in assisting you in any way. Ive called the company and spoke to 2 managers complaining about the person who was assigned my account, Alexis Cueva, who is one of the biggest bitches of HUNT AND HENRIQUEZ FROM THE 951 OFFICE.. and those bosses were just as rude and useless as she was.. so apparently they hire people with attitudes and no professionalism. so if the staff is the way they are then that kinda gives u the idea of what kind of person are the ones who began this POS company! how can i make a complaint about this company.. this company has been making my health worsen by all their calls and poor professionalism? if i had to deal with these people until my debt is paid thats fine but how can i change the person assigned to my acct???

I had an Orchard Bank Card with credit protection . My husband died and I became very ill with heart problems and complications after surgery . The Credit Protection was not honored after I paid into it .
Next thing I got was a letter from Hunt & Henriques with a threat of judgement if I did'nt pay them .
Then one of the workmen at my house was served with court papers while I was in the hospital with a judgement against me . Then I got a phone call with a threat ( I know it was them ) that I would be sued if I didn't pay them $250 a month . I got another letter the other day and they are threatening to take my house or any realestate that I may own . I don't have a contract with them , they got my debt in a bundle at a debt auction and Orchard has chrged it off as a bad debt . I am planning to call The California Bar Association on them as I am 63 and ony $588 a month income from Social Security and mortgage comes out of it .

The collection agency cannot harass you or threaten you. This is against the FDCPA rules. You should make them aware of your financial situation and ask them to offer you a payment plan which you can afford to pay. You will have to negotiate with them patiently in order to get an affordable payment plan.

I'm on vacation and i received my 1st call from them today. Sounds like they are really fun to deal with. So it sounds like I should do the following:
Should I try to settle the amount and ask them to give me a contract in writing of proof to settle the debt? Never give them bank info and they cannot take your property for an unsecured loan. However they can place a lein so homestead your place if you live in California.
1) call and demand for validation of debt and then do the same in writing
via certified mail the same day.

2) I believe the last time I made a payment on the account was over 4 years ago. So I will challenge the statue of limitations as I still have statements showing last payment.

You can ask them to validate the debt in order to find out whether or not your account has been sold off to the collection agency. You can send them a debt validation letter in this regard. The SOL (statute of limitations) vary from state to state. You should check out your state laws in this regard in order to know whether or not your debt has passed SOL.

Interesting stuff... H&H had sent me all of the above. Threats to sue, offers to settle, something that appeared to be a bogus court filing. Ultimately, I had decided to file bankruptcy for this and many other reasons. H&H filed a lien on my property after the Federal Bankruptcy Automatic Stay was in place. They were informed of the Chapter 7 status both by myself and my attorney. Then, today - I received notice from my payroll department that the had received garnishment papers from H&H, again, after the Federal Bankruptcy Automatic Stay was in place. Further, the meeting of creditors in my case had already taken place.
I am stunned at their disregard for the law. I will be filing a complaint with the State Bar Association and you others should too.

You're taking the right step. If you have filed bankruptcy and if there is an automatic stay in place, then the creditor or collection agency cannot take steps to garnish your wages. This will be considered as illegal. You should inform them that you've filed bankruptcy and you're under the court's protection. If they still try to garnish your wages, you can inform your bankruptcy attorney and trustee about it and they will take actions against them.

exactly anna in fact i'm noticing a trend with some BK lawyers that once the fee is paid,and 341 meetong takes place they really don't work too hard for the client.i would schedule a metting with the trustee and the judge who presided over the case about this.again this happened after your lawyer "contacted" H&H.i find that suspicous.go to the trustee and judge about this as i doubt the lawyer really did contact H&H,and they should be severly penalized for this.

This Lawyer Hunt stinks!! He's a crook!! We all need to say this over and over again in unison . . . MIKE HUNT STINKS!! MIKE HUNT STINKS!! MIKE HUNT STINKS!! (come one everybody!! Especially the ladies!!) MIKE HUNT STINKS!!!

I asked for debt validation, including proof of assignment of the debt. They responded 11 months later with copies of 12 months Citibank account statements, but no proof of debt ownership. I filed an Answer to H&H's Summons and Complaint indicating Citibank as Plaintiff, and am fighting them claiming fraud. A contract attorney showed up for them at the first court appearance. I have a trial date in 5 weeks, and received a "Declaration in Lieu of Personal Testimony at Trial", signed by Abbie Motley, Operations Representative for Citicorp Credit Services, with copies of 2 years' account statements and only 1 check payment. These lawyers are sloppy and lazy.

Their server repeatedly rang my doorbell, including 2 men in hoodies scaring me at unreasonable hours like 4:30 AM; so I called the police, but they were already gone.

The collection agency cannot scare you or disturb you at odd hours. This is against the FDCPA rules and guidelines. Moreover, as the collection agency could not validate the debt properly, they won't be able to claim money from you. If they have filed a case against you, there are chances that you'll win the case.

I offered to settle a $3,000.00 debt for $2,000.00 only to have them up the ante when the money arrived. These people LIE, cheat, and make YOU feel at fault even when YOU are trying to do the RIGHT thing. I have never seen such a total disregard for professionalism and human dignity in my life. Karma will strike these people down. CANCER is too good for the entire lot!!!!!!!

This firm is just another law firm. Wait until you are sued, then try to negotiate a settlement. It may be stressful, but it works. Hire a lawyer to answer the lawsuit. This firm should not get away with default judgments. You buy yourself about a year if you file a general denial and make them actually work to try to get the judgment. Many times they cannot prove the case. They are used to not having any oppostion, most people are too stressed and uneducated to dispute their suit. Don't alert them to anything you may know, and then dispute the debt in court. Definitely consult with a lawyer. They may very well be unprepared. Even if they get a judgment againt you, if you have no assets and no wages to garnish, then they can't enforce a judgment. Not paying a debt is not criminal - you can't go to jail for not paying a credit card. They will settle a case fror 10% if they can't find wages to garnish or real property to lien. Make it easy for them to go away, show them you have nothing, will not ever have anything of value, and they can take what you offer or waste the rest of their lives trying unsuccessfully trying to get money from you unwillingly. Talk to an asset protection attorney before any lawsuits are filed if you have any property.

sounds like he was right IFyou made an arrangement to pay by electronic means then wanted to change to mail.but if you were soppose to mail in payments it shouldnt of mattered:cool:

They will start wage garnishments or levy your bank account if no actions are taken to resolve your account. They are very serious.

Fight back go to court, ask for contracts ect,

Just recieved a letter from H&H on april 1,2010 i really don't have alot of money just moved to my parents house had to short sale my house our these people for real they will really take me to court i live in riverside county and i don't know what to do and i tried to work with citi even when i lost my job and this is what happens please give me some advice

If you got served with Summons you should file an answer. You can do it yourself. It costs around $400 in court fees(CA). What they are hoping is that you do not file for an answer or show up in court so they can get a judgment and collect however it's possible. Once you file the answer than file another paper called Discovery. This forces them to tell and prove everything they know or have on your case.
This doesn't mean you win but it puts you in better position to negotiate.
I will post soon the discovery form with answers to them that anyone can use.
Good luck.

true. H&H made me hate black people, like Sonia, and mexicans. sorry everyone in those races. i will run you over if you jaywalk and then sue you if you survive. blame H&H for this. they are the slimy stuff that coat shit so that it can cruise through the colon. actually, no, that stuff serves a purpose.

These attorneys are ruthless, sleazy, and will sue. After harassment of continued doorbell ringing at odd hours for two weeks, they served me with the Summons and Complaint at 4:30AM! They did validate my account almost a year after I asked for it, and filed suit. They will not reasonably negotiate payments until the of the trial. An independent contracted attorney will represent them in court if you live out of CA. I represented myself, subpenaed my VISA creditor to testify (point of law, you can't cross examine an affidavit), and directly worked out an interest free, 75% balance, graduated payment plan for 3 years with a balloon payment at the end.

Do your legal research. They are lazy and sloppy and don't follow proper procedure. For more about H&H and other junk debt collectors:
"Sue your Creditors and Win"deleted.pm


no personal or solicitiory info allowed per TOS especially after that mass of misinformation.

what kind of form should i use to response to the court ?(just get served with summons citacion judicial

what kind of form you using for the answer after you got the sunmon

They put a lien on my house months ago, and today I received a notice of levy. I'm debating trying to arrange payments with them, or BK.

u need to use POS-040 and PLD-C-010. make sure someone else sign for proof of service. I just sent them a debt validation myself but I think I am going to hire a lawyer this time..:-(

You should use answer-contract (form PLD-C-010) & POS-040, proof of service. I am going to hire a lawyer to help me on my Citi account, I sent them a validation letter and they don't want to talk to my debt mgt. company now.
Do answer to the summon but be careful coz they love to change court date on you.

Everyone they've given me bounces back.

Thank you.

Being registered with the BBB doesnt mean anything besides the company does not pay the membership fee and they have no track record of how the business functions.

This company have no decent morals whatsoever and I am sure that they teach all of their staff to act in the same way. I have a debt consolidation scheme on the go with a company in Dallas but one of my credit cards was picked up by this company - Hunt and Henriques. They bthreatened everything they could think of and even took me to Court to get a judgement. It was arranged that an initial downpaym ent of $511 would be made and I agreed to send them a check each month for $150. I have now paid well over $2200 on a $4000 debt. A couple of months ago I received a letter from them stating that I had missed a payment so I called them. Initially they didn't wish to speak to me because everything is going through the debt consolidation company however, all I wanted to know was which month I had missed. The arrogant bitch I spoke to told me that it was March 2011.
I then contacted my Bank and with their assistance, managed to bring up copies of every statement for the past 18 months and by looking through each one, found that a payment had been made each month including March 2011 and that I could print off copies of every check.
I then contacted the debt consolidation company who told me to send all the statement and copy checks to them and that they would deal with Hunt and Henriques. I haven't heard a word back from Hunt and Henriques. Seems they don't like it when you can fight back and kick them in the crotch.:):twisted:

I need help. I got a letter from Hunt & Henriquez threatening to sue me if I don't pay them the $20,000 they claim I owe on my Sears credit card.What if I'm unemployed with no money in the bank or any assets or whatnot for them to take even if they do take me to court? There really is not much for me to do because that's the situation I'm in at the moment. I can't even afford bankruptcy.

and i've read a few posts here about "judgments" being made.. what does a "judgement" mean or entail?

My suggestion to you is not to bother calling the company in San Jose as they will just try to goad you into paying right now. They are rude and rarely, if at all, answer any letters you send to them. Find a Debt Consolidation company near you, either by the internet or telephone directory and speak to them. Give them all the information you can and they should be able to work out something for you. I have been with Financial Freedom of America for the past couple of years. They are based in Dallas. Thankfully I am now getting rid of the final credit card but I am still paying $150 each month to Hunt and Henriques for a credit card which should have been handled by the consolidation company. H & H took me to Court and got a settlement however, we agreed that $150 would be acceptable. I have now paid well over 50% of what was owed and my Debt Consolidation Company are now trying to negotiate with H & H for a final settlement. Problem is they want 65% of what was originally owed. Have to wait and see now.
Please contact a lawyer or debt consolidation company or even ask an expert on this site.
Hope you get things sorted out :)

Consolidation companies quite frankly are useless when dealing with judgments....this type of debt is always better dealt with by the consumer. You are already paying court and legal fees on the judmgnent plus interest...why pay a consolidation company and pay more???

I took them to Fed court. for TCPA, etc. They are scum. I'm in court soon with them again. LOL I hate them they are bottom feeders.