Iag
Date: Tue, 05/24/2011 - 14:50
Hey everyone,
A couple weeks ago I received a phone call from IAG. I asked them to validate the debt. Yesterday, I received a letter from them and am wondering what step I take next as this doesn't seem to be a validation of debt. Here is what the letter says:
Quote:
There is no mention of IAG besides the web address. This is clearly something that can be written up in someone's house and sent to you. What would your next recommendation be?
A couple weeks ago I received a phone call from IAG. I asked them to validate the debt. Yesterday, I received a letter from them and am wondering what step I take next as this doesn't seem to be a validation of debt. Here is what the letter says:
Quote:
PLEASE RESPOND PROMPTLY Notice Date: 05/13/2011 My Name Address City, State RE: HSBC ACCT#: ******* Amount Due: $1,051.10 Dear Zach, Your account is over 90 days past due. The following actions may be taken against you: - A summons will be filed according to your States Bad Check Laws - The cost of Collection Agency Commission Fee (22% of the amount due) will be added to your account. - The debt information may be listed on your consumer credit report and or Chex Systems. - Civil judgment may be executed against your wages, real property or other personal assets. NOTICE TO JUDGMENT DEBTOR: In the even your money or property is taken or held to satisfy judgment, read the following carefully: YOU MAY APPLY ANY FROZEN CASH TO YOUR JUDGEMENT. If your bank accounts have already been frozen, please contact the person sending you this letter promptly because the money may be applied to your judgment. To make arrangements by phone, please call 1-855-350-5495 EXT 215 speak to Kathy Davis. You may also make a payment at www.payiag.com. -- Unless you notify this office within 30 days after receiving this notice that you dispute the validity of this debt or any portion thereof, this office will assume this debt is valid. -- This communication is from a debt collector. This is an attempt to collect a debt, and any information obtained will be used for that purpose. PLEASE INCLUDE ACCOUNT NUMBER ON YOUR CHECK OR MONEY ORDER ----------------------------------------------------------------------- THANK YOU Kathy Davis |
There is no mention of IAG besides the web address. This is clearly something that can be written up in someone's house and sent to you. What would your next recommendation be?
re-send the DV letter and really drive home the point that this
re-send the DV letter and really drive home the point that this was not validation.as always send the letter certified mail return receipt.
You can again request them to send a validation letter with a re
You can again request them to send a validation letter with a return receipt request. From now on, make sure you communicate only through a certified mail with a return receipt request. If they do not reply, then you can send them a ???Cease and desist??? letter.