Isn't it a violation of Idaho collection laws?
Date: Tue, 06/28/2016 - 22:52
Isn't it a violation of Idaho collection laws?
A debt collection agency contacted me regarding 2 credit cards. I have set up a payment plan with them. Last month, I made my first payment. But the collection agency applied the payment to the second debt with high interest. I told them to apply the payment to the first debt. Still, they didn't listen to me. Is it legal in Idaho?
Follow up your call by
Follow up your call by sending a mail (with Return Receipt Request) to the collection agency. Also send a copy to the credit bureaus.
You can contact a debt settlement firm, who can negotiate with the debt collection agency on your behalf.
Also check out Idaho’s debt collection laws.
Did the debt collection
Did the debt collection agency give you a written payment plan? It will be hard for you to deal with the debt collection agency without having a written payment plan. What is the name of the collection agency? Don't make further payments unless you get a payment plan.
