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Debtconsolidationcare.com - the USA consumer forum

IDT Carmel, Inc

Date: Thu, 12/18/2008 - 18:46

Submitted by anonymous
on Thu, 12/18/2008 - 18:46

Posts: 202330 Credits: [Donate]

Total Replies: 2


I am writing because I am worried that a decision I have made to give this company my banking info can be a bad one. I want so badly to get rid of this debt I agreed to let them ACH my account for $134 of the $1332 balance.
After Doing this I read some horror stories about this company and would like to know what recourse I have since I verbally agreed to do this? I 've even considered closing my bank account so they couldn't take advantage of me. Please Help


So you settled for $134 on a $1,332 balance or did you just make a payment on the balance?

Ask them to send you something in writing if they can. If they refuse to send you an agreement close the account right away. Legally if they take out more than they are supposed to, a verbal agreement is not binding from what I heard. So this way if they get out of control you can close the account and they can't sue you, but you can sue them.

If you are on a payment plan, you get it in writing, what they will take out and when, this way if they take too much, you can sue them and have proof they messed up. BUT If you close the account before it's paid off with a written agreement they can sue you.

Hope I helped enough, any other questions just ask, I will be back about 8:30 AM eastern time.


lrhall41

Submitted by on Thu, 12/18/2008 - 19:07

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