Be careful with Jefferson Capital
Hey Cyndi,
Hey Cyndi,
You are right, what they have done is totally disgusting. Do one thing, send them a mail and tell them that you are not going to pay a dollar extra as late fees or interest. You were willing to payoff the debt month ago, now it is upto them, they should send you a settlement plan if they are interested to get the money. That's it.
If they harasses you anymore, you can sue them in federal or state court for up to $1,000 including damages. You may also report violations to the Federal Trade Commission (FTC).
What were they doing in the
What were they doing in the last one month? Sleeping or harassing other debtors? Obviously, you shouldn't pay extra fees or interests. Do one thing. Ask them a few important questions like "What is my file number?" Negotiate in writing. Don't provide your mailing address. They should have it.
Don't pay a penny unless they provide you with a confirmation letter/fax/email outlining the agreed terms.
If they still harass you,
If they still harass you, make a complaint against them. Ask them about your debt detail. They will not be able to do that. Because they are fraud.
Submitted by Sanders Patricia on Fri, 09/07/2018 - 06:34