Jefferson Capitol System LLC

Absolutely, I agree with you. This is a scam. If the SOL has passed as per your state laws, you shouldn't pay them a dime. If you pay them, then they can take legal actions in order to recover the debts in full.

Technically you still owe the debt and it is not a scam to try to collect it. It is up to the educated consumer to tell them that is time barred, meaning they can no longer sue and bug off. But technically the debt is still collectable.

Since the Sol on the debt has expired, so they can't sue you anymore. However, if you acknowledge the debt and enter into an agreement, then the Sol period on the debt will start all over again. So, it is better to acknowledge the debt.

At first, you need to check whether or not the SOL has expired in your state. If it has expired then the CA has no right to take any legal action against you. You can also send them a written request for a debt validation letter. If they do not reply then forward them a ???Cease and Desist??? letter. After that, if they are still trying to contact with you then file a complaint against them to the State Attorney General or FTC.