Law Office of John P Frye... HELP!

Did you receive a letter from John Frye with a Miranda statement, informing you that you had 30 days to dispute the debt?

Here is the letter I got on 4/4/2008

Please allow this letter to serve as an introduction to Atlantic Credit and Finance, inc. (ACT). ACT has purchased the account referenced above and is has been place with the law office of John P Frye, P.C. for collection. At this time, no attorney with this firm has personally reviewed the particular circumstances of your account. Our records reflect you are obligated on the account. The account currently is in default. Accordingly, ACF as owner and hold of the account, is entitled to be paid the entire balance due. The current balance on the account is XXXXX. All payments on the account should be sent to the address above along with the attached coupon.
Unless you notify the office within 30 days after receiving this notice that you dispute the validity of this debt or any portion thereof, this office will assume the debt is valid. If you notify this office in writing within 30 days from receiving this notice that you dispute the validly of this debt or any portion there of, this office will obtain verification of the debt or obtain a copy of a judgment and mail you a copy of such judgment or verification. If you request this office in writing within 30 days after receiving this notice, this office will provide you with the name and address of the original creditor, if difference from the current creditor. If you are represented by an attorney in regard to this debt, please refer this letter to your attorney for a response.

I did send the letter on 4/10.. priority mail with delivery confirmation.. but not signature.. should i send another one with signature comfirmation??

it couldn't hurt.

At 8:00am, here comes the call.
A debt collector calls and asks me if I ready to discuss the debt held by their company. They seem to be hiring mentally disabled to collect debt. I recommend recording their conversations and say I will sue if you continue to call back.

They are filth.

Just a note -

DO NOT record calls unless you know the law in your state regarding doing such.

The law differs from state to state.

Competing solicitation removed per Forum TOS
~JCEMT

I just had the best of luck of John P frye. I owed $ 8600 and i settleed for $ 2600. In one lump sum. They wanted me to pay $ 3400. I said i cant make payments. I stood to my grounds. They finally agreed. They also wanted to me to check by phone or debit. They insisted. I said i can not do that. Again, they finally agreed. In this economy cash is king.

Sure there are many reports about them being mean and viscious. But if you have the money settle with. Forget all this validation stuff. They probably will not sue. That just buys you time anyway. Good luck !!!![samebox:cbddc133f2="paulmergel"]please.good luck to anyone who listens to you humanoid.validation is not a stall tactic.maybe to a bottomfeeder that you work for,but to a consumer it is there right.thanks for stopping by. :roll: [/samebox:cbddc133f2]

They have been calling our garage. They were difficult about removing the numbers and wanted a fax. They got it. We told them this is a workplace and we don't take calls from crooks like them. There is a report by a think tank, the Competitive Enterprise Institute, that exposes how they use unethical practices.

i recieved a call from a Sally @ the law office of John Frye. I am currently in a debt settlement program. I have never experienced calls from law offices and it makes me nervous. Why would they be calling me at work if I am in a consolidation program?

i recieved a call from a Sally @ the law office of John Frye. I am currently in a debt settlement program. I have never experienced calls from law offices and it makes me nervous. Why would they be calling me at work if I am in a consolidation program?