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30 days to comply

Date: Sat, 05/17/2008 - 22:04

Submitted by anonymous
on Sat, 05/17/2008 - 22:04

Posts: 202330 Credits: [Donate]

Total Replies: 9


I was recently sued by a debt collectors attorney. They dropped the charges and I got a judgment of dismissal from the court. This debt has not been proven to be mine and I am thinking of sending the debt collector a 30 day demand to remove themselves from my credit report or I will file a lawsuit.

I did sent a DV letter almost 30 days ago but they are still reporting on me. They are charging 18% interest when they don't have the original contract and the max in my state is 12%.

Do you think I am being too nice by giving them 30 more days or should I just file the suit and not even warn them? I am suing both the debt collector and the attorney for fdcpa violations so can I sue each of them at the same time for a total of $2,000?


I'm pretty sure it was established in this community that you can only sue for up to $1000.00 for a fdcpa violation, but if they violate the FCRA you can sue up to $1000.00 for EACH violation.

I would probably just sue them, why give them a break, sounds like they didn't think twice about giving you one. But that's just me. :)


lrhall41

Submitted by Shazzers on Sun, 05/18/2008 - 02:07

( Posts: 17344 | Credits: )


three times is the charm,sue them.nail them to the
wall,as shazzer said they wouldn't cut you a break,
why then give them one?


lrhall41

Submitted by paulmergel on Sun, 05/18/2008 - 08:34

( Posts: 15514 | Credits: )


Also remember that them filing a suit while a DV was in effect is clearly continued collection activity. You should also dispute with the CRAs and when they verify, you have have them on 3 more violations! That is $1000 for the fdcpa violations and $4000 FCRA violations just off the bat! (You likely can get them on more violations).


lrhall41

Submitted by goldenbast on Mon, 05/19/2008 - 00:17

( Posts: 2884 | Credits: )


Thanks Bossy, I am the guest that mentioned the other "guest" spewing drivel about Goldenblast and others on this site. I am almost blind from 2 strokes and have a difficult time reading and posting, but I do enjoy reading the helpful post on this site. This site has helped me tremendously to fight CA's that have been harassing me and my family. It is a shame that those that are here to help are being attacked by some coward that is to ashamed to post their name.


lrhall41

Submitted by on Mon, 09/15/2008 - 00:10

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