Kramer & Frank won't take my settlement w/o my place of employment...what else do I try interest accruing

Date: Thu, 08/12/2010 - 13:10

Submitted by anonymous
on Thu, 08/12/2010 - 13:10

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Total Replies: 4

I have a judgment against me that I want to pay in full yet whenever I call this Kramer & Frank my phone calls are always transferred after I give my account # and then it rings and rings and noone ever answers. Then I finally get someone and she tells me to call in 2wks and make them a settlement offer and when I do they will not accept my settlement offer (FULL payment amount) unless I give them 2 mos worth of my bank account statements, my place of employment and other personal information. Then in Feburary2010 another collection company (CSI) called said they had this same account and they would take a settlement of $1300.00 for something I owe $3368.00 on and it would be closed - so I went to go get loan yet before I could get them the cash the account was pulled from CSI then sent back to Kramer and Frank, PC and all my interest started back up and the entire nightmare began again of not being able to give them monies unless I gave them personal information. I've called numerous Attorneys they don't want to help cause they can't make a lot of money on my case. I've called 10 attorneys and only 2 have called me back and they "just call them and make settlement" which I cannot do alone becaseu they wont' accept it without knowing my bank account. What is wrong with these people, I simply want to pay my bill, I want to settle my account but cannot, how can people bully others this way just becaseu they have an attorney in their office? IN last 3 yrs they have garnished every bank within a 50 mile range of my home embarrassing me in my hometown. Why oh why can't I just pay my entire bill and get these bloodsuckers off my back?
Feeling extremely hopeless........

Simply tell them you are not employed and dont have a bank accou

Simply tell them you are not employed and dont have a bank account.

lrhall41

Submitted by SOAPLADY on Thu, 08/12/2010 - 13:19

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If they already have a legal judgment against you you're in a ba

If they already have a legal judgment against you you're in a bad spot...and i dont think lying to them would be anywhere near the best course of action .....

lrhall41

Submitted by on Fri, 08/13/2010 - 08:55

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I say this becaue technically a creditor doesn't have to accept

I say this becaue technically a creditor doesn't have to accept a penny less than the full balance owed in the first place, once they receive a judgement that is essentially a court order gaurunteeing them that amount.

You obviously owe them this money, why don't you provide the information requested?

If you don't cooperate at this point there are probably methods they can take to involuntarily recoup all of their funds legally owed....

lrhall41

Submitted by on Fri, 08/13/2010 - 17:48

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Badadvice-they DO NOT have to give them that info! Also, if th

Badadvice-they DO NOT have to give them that info! Also, if they have the full payment amount of the judgement-it wouldnt matter anyways I would just send them a cashiers check for the amount of the judgement with a letter(make a copy for your records) that this is payment in full for such and such judgement. Why go through anything else-if they have the dollar amount of the judgement then send the money in a cashiers check and i would put a memo on it that says by cashing this you accept the judgement paid in full. If they refuse I would contact the court that issued the judgement and file papers that you have the cashiers check for the full amount of the judgement but that they collector with the judgement is refusing payment-I dont think that would sit well with the judge

lrhall41

Submitted by on Sat, 08/14/2010 - 15:29

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