I thought it was over

Isn't MTE one of the illegal PDLs? If so, I can't see them suing you, and I haven't read anywhere on these boards about anyone being sued by an illegal PDL.

Maybe someone who has dealth with them will be able to give you further advice.

Yes they are illegal. I think I will call my AG tomorrow and let them know these guys are harassing me.

Is Lawal and Associates licensed for business in AZ

i doubt it,but kfstaff24 should be able to clarify as she is from AZ as well.again i doubt it,but not sure.as a law firm they must be bonded in AZ.

jonell, in another thread, I said I had an e-mail sent to AZ about them for you, but since Friday was a holiday, I wouldn't hear back till Monday.

If they are calling you and you know the number, I'd simply ignore it for now.

I filed BBB, AG and FTC complaints. I also sent them letters both certified and via fax for cease and desist. Since they received the note from BBB that i complained they started calling and harassing again. At one point they called my work, got my dad on the phone and talked to him! They then called me back, were rude and yelling wouldn't let me talk and started accusing me of using my dad's ssn for a loan! I would never dream of doing such a thing so I asked for my dad's name and ssn and they hung up on me. I called back and got angry at them for accusing me of such things and they yelled out my ssn as loud as they could and said "HA- your dad's social" and it was MINE! they quickly said "you're lying it's your dad's good luck in court we're filing criminal charges against you" and hung up. They wouldn't stop. Its MY ssn. I don't even know my dad's. I don't know what to do. Please help.

I filed BBB, AG and FTC complaints. I also sent them letters both certified and via fax for cease and desist. Since they received the note from BBB that i complained they started calling and harassing again. At one point they called my work, got my dad on the phone and talked to him! They then called me back, were rude and yelling wouldn't let me talk and started accusing me of using my dad's ssn for a loan! I would never dream of doing such a thing so I asked for my dad's name and ssn and they hung up on me. I called back and got angry at them for accusing me of such things and they yelled out my ssn as loud as they could and said "HA- your dad's social" and it was MINE! they quickly said "you're lying it's your dad's good luck in court we're filing criminal charges against you" and hung up. They wouldn't stop. Its MY ssn. I don't even know my dad's. I don't know what to do. Please help.

Well let them 'file' charges. For one, debts are a civil matter. Besides, even if they could they would look pretty stupid once you whipped out your card and showed the judge, now wouldn't they? :)

I just can't help but laugh every time some low down piece of human waste collector threatens someone with "criminal charges". As soon as they threaten anything having to do with law enforcement, THEY are in violation of the law. It's a civil matter NOT criminal. Over half of the United States population would be locked up if debt was a criminal matter! Shoot, with my debt level, my @ss would be on death row by now!

Jonell, any way you can record the phone calls next time they call? I'd still hire a lawyer and file suit against them.

Sue them. No question about it.

Wow. So what they are doing is illegal? No way of recording calls unless I can somehow get them on speaker phone and do it that way. They told the BBB all my calls were recorded but if that were the case, they'd be in tough $%^$. I can't tell you what it was like to talk to them. It was absolutely insane.

The thing is, I've done business with PDL companies before. I was in collections with a few of them, but I know I've paid and paid and paid, working my balance down on the fees only. I have no idea where I stand with these PDL companies (at least the ones I haven't fully paid off) and they won't answer their phones. Names have changed several times, and now I'm confused as to where the accounts are. The Lawal and Associates company won't give me the name of the company I did business with, and they refuse to provide me with a debt validation letter. They say I owe THEM money and that's all that matters. They curse at me, call me names and won't stop harassing me. They are so difficult. So although it might be legit, I could very well have already paid the PDL company at least the principle. (I've paid all companies back some at least- and the ones that are LEGAL I
've paid in full already, including principle, so the illegal ones are still open) Principle may or may not still be owed and I will pay back principle, but can't do that when they can't tell me, and when they lie.!!

Simply tell them that until they give you validation of these supposed accounts, you will have nothing further to do with them. Seriously, a few times I have simply said, "I am not speaking with you." and hung up..they gave up eventually..no one likes beating a dead horse.

I've AGAIN started receiving calls at work and on my cell after sending the C&D letters from Lawal and Associates. They are cursing and calling me names. They said I stole my dad's SSN! Can anyone locate their address and fax? I have had ZERO luck.

i found two addresses, don't know if either of these will help or not
6234 N. claremont ave.
Chicago, IL 60659

8700 Commerce Park Dr.
Houston, Texas 77036

Do you have proof you sent them a C&D? If so, get a log of the cell call and work call, and SUE THEM! FDCPA violations carry a statutory penalty (payable to you) of $1000 and possible court costs and attorney fees. Because of that, it should be easy to find an attorney with no cost to you (pro bono). Good luck!