Law Firm or CA not registered or licensed in my State

No, a collection agency not licensed in your state cant legally collect from you.

Sorry Phoenix, some states don't require that CA's be licensed.

Thanks for correcting me.

There are many states where licensing of a collection agency is not required. They are Iowa, California, Georgia, Kansas, Montana, Kentucky, Oklahama, South Carolina and Pennsylvania.

how do i found out if someone is licensed in my state? they are a lawfirm collecting on behalf of someone else...which do you go by, the junk debt buyer or the law firm? also, what's the consequence for them collecting (or suing you) if they legally can't collect?

either your AG or DFI websites should be able to show a license for a CA.

Hi Rkp,

Which Collection Agency is bugging you? Please tell us the name.
Which state do you live in? Please also give the state name.
We will try to find the status of the CA in your state.

It's Sessoms & Rogers (in Durham, NC) they are collecting on behalf of LVNV funding. I'm in NC...I'm not sure which one has to be the once that is licensed...Thanks Phoenix!

[font=Verdana][color=Blue]I am not sure but what if they are licenced in your state? what state do they have to abide by when persuing a debt? The state the debt was incurred in? Or the dtate you live in? Can anyone help on this one? [/font][/color]

if a CA is licensed in your state they abide by your state.that is why they are licensed to collect there.

I received a summons from Sessoms & Rogers on behalf of Sears regarding an unpaid credit card debt. I live in North Carolina and the debt is a little over $4000. I am suppose to submit my answer within 30 days but I would like to know are they licensed to collect and take me to court. I have been reading other messages stating they are not and I dont know where to look to find out if everything is legit. Oh and can anyone tell me exactly how to reply to the summons. Should I put personal informations regarding my financial status? Or should I just put that I agree that I owe the debt? I would greatly appreciate anyone that can help. Thanks

Here is the website for the North Carolina Court System home page. I would've looked it up for you, but I cannot seem to open any court pages for the State of North Carolina for some odd reason, but that should lead you to the right direction. You need to find the proper procedures for the county court in which you will be appearing. (I looked up "North Carolina what to do if you are being sued" in Google).

Sessom & Rogers is licensed in NC.