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Licensing of debt collectors?

Date: Fri, 05/02/2008 - 10:38

Submitted by anonymous
on Fri, 05/02/2008 - 10:38

Posts: 202330 Credits: [Donate]

Total Replies: 4


If a debt collector is required to be licensed in a state to collect debt and fails to get licensed but still runs their business anyway. Is that illegal? Also seeing as they where not licensed to collect debt, does that mean that if they sue you in court, could you have it thrown out based on those terms?

They where never legally able to collect debts so I feel it is their own fault and are not entitled to collect on a debt they have no right to purchase or collect on.


I know my state requires them and the collection agency has already been warned numerous times that they need to be licensed but have failed to comply. If they go ahead and still conduct business, does that mean they can legally sue or is it their own fault for violating the law and they are owed nothing?


lrhall41

Submitted by on Fri, 05/02/2008 - 14:26

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