Debtconsolidationcare.com - the USA consumer forum

CAN I SUE FOR THIS?

Date: Tue, 04/22/2008 - 22:19

Submitted by anonymous
on Tue, 04/22/2008 - 22:19

Posts: 202330 Credits: [Donate]

Total Replies: 12


The lawyer for the collection agency file a memorandum of deafualt judgement on my mothers home. I have no interest in the property and i don;t own it. My mother does. Can they put a lein on her property for my debt? Is that illegal?


yes, this is illegal. Was it Pacific States Credit Company (owner Jeff McCoon)? He just had a $500,000 bench warrant issued for his arrest for this exact same practice (illegal property liens on 113 homes). You'll probably have to get a judge to remove the lien.


lrhall41

Submitted by on Tue, 04/29/2008 - 16:15

( Posts: | Credits: )


I find it odd that the word "Lien" is so freely thrown around by people who most likely dont know what the word means in the first place. For instance, in the McCoon matter, you might be surprised to learn that McCoon, the courts and the authors of the Uniform Commercial Code do NOT believe that a UCC 1 financing statement is a "lien". In fact in reviewing McCoon and his practices I discovered that some 86 civil court rulings found in his favor on the question of his business practices.


lrhall41

Submitted by on Sat, 07/19/2008 - 14:36

( Posts: | Credits: )


Guest,

Aside from the fact you bumped a thread that was several months old, you do address this situation in a differing POV; however, I was not at all sure what you are referring to by UCC-1. So, in my endless quest to try and make things simple to understand or "put them in lay-man's terms", I did a quick Google of the term "UCC-1".

What I interpret the term UCC-1 to mean, after I read all the differing definitions, is this: a lien placed on the assets, or property, owned by a BUSINESS. Not someone's personal property. Please correct me if I'm not at all correct in my interpretation.

So applying this to the OP's original question, the attorney in question seems, to me at least, would be incorrect in using the UCC-1 to place a lien against his mother's house, as I'm fairly certain it is not a place of business. Continuing, if you reviewed the records and found Mr. McCoon had used this UCC-1 against businesses and not private residences, then his actions were correct.

I don't think it was established, however, that Mr. McCoon was the attorney in question in the OP's question. Someone asked the questions; however, I don't think it was ever answered at all as to who the attorney was. Additionally, it was pointed out that his mother should have no obligation whatsoever to the OP's debt, therefore, the lien should not have been placed on her property at all. It was also pointed out, practically anyone can place a lien on someone else's property, with or without winning any kind of judgment against them. This is also, sadly, correct. The person that does place such a "bogus" lien needs to be held accountable for such an action, though, and pay the victim's fees and court costs (if any) in order to get this bogus lien removed.


lrhall41

Submitted by FloridaRon on Sat, 07/19/2008 - 15:50

( Posts: 1190 | Credits: )