Action plan
Date: Mon, 11/24/2008 - 08:56
Last year I got into some financial difficulty and had to let a few credit cards slide. I filed for bankruptcy but had it dismissed (long story) and I'm trying to develop a plan to get things settled. Recently I got a letter from a collections agency regarding a home depot card I have. I intend to send them a validation letter, in the meantime I checked my credit report with equifax and incredibly that home depot account is not there..I haven't checked the other two agencies yet - what should be my plan of action should that debt be listed or not listed on the other 2 agency reports?
just
I just read my post and I need to clarify that the account that card was for was closed early last year, it is not current or open.
