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CA Called and this is what I told them...

Date: Tue, 11/18/2008 - 14:20

Submitted by anonymous
on Tue, 11/18/2008 - 14:20

Posts: 202330 Credits: [Donate]

Total Replies: 2


I recently lost my job. I hvae no income i don't have any money in the bank and this is what she told me. We need you to pay this debt. I say to her I would be more then happy to but I don't have any money. She then gets lippy of course. Then I go on to tell her I lost my job. I don't have a home and you can check all assest if you would like. Then she was like we can offer a settlement for half. I was like Can I pay that overtime. She says no. One large lump sum of 9k. I was like can't do it. She goes on to say we will sue you. I go well you probably can go ahead and do that but I don't live anywhere so I don't know where you are going to send me anything. She asks me about my current mailing address. I told her that was my old address and I no longer live there. I currently live with a friend. I don't give that info out. I tell her I will settle for 2k and pay it over the next 6 months she laughs and says no way. I say to her that is what I can do. She goes onto say I will see you in court.

So I call the CA back and ask her when my court date is. She says they are in the process of getting one. I tell her I filed for bankruptcy. I would like to send her that info. She goes to tell me that won't count. Is that true?


if you do file bankruptcy.any debts,garnishments,judgements.all of it is discharged.don't let the bottomfeeder lie to you.


lrhall41

Submitted by paulmergel on Tue, 11/18/2008 - 14:24

( Posts: 15514 | Credits: )


it sounds like the collector you talked to misrepresented herself. They can only tell you they will sue you if they legally can. Also if you actually file bankruptcy and you give them that info they have to stop contacting you. If she is saying that they will sue you and they have no intentions of doing it then they can get in trouble with the fdcpa....good luck!


lrhall41

Submitted by rhart0013 on Wed, 11/19/2008 - 17:44

( Posts: 3 | Credits: )