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LVNV FUNDING llc / SUCCESSOR in interest of ge captial SUING ME

Date: Tue, 01/11/2011 - 16:45

Submitted by k.bemis
on Tue, 01/11/2011 - 16:45

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Total Replies: 3


i got a summons and complaint from them i have reported on my credit report the org company that i know from credit report and lvnv and lvnv has different amts every year on my credit report also states it will stay on my credit report for 7 yrs also lvnv has sent to another agency northland than northland send to a jcc christians out of MN i think there crooked and dont follow fair debt practicies from mn goes to attorney in mi that has filed but i am answering i was going threw a divorce at the time of opening i dont remember alot on matters as found out for years was emotionally mentally abused than he took on debt in divorce decree and hasnt lived up to his end of bargin now there suing me so if need be i will bring decree and state than you sue him to as he is the one that is to pay debt but they have not the org creditor they have ge captial and org creditor was gemb jc penny credit card i openend in 04 last pay sept 05 and from info i am not sure if was ge capital at the time ge money bank not sure if same thing or not but any sugguestions? i openend in wi now live in MI mi statues states breach of contract 6 yrs breach of contract for sale of good under the ucc is 4yrs including deficiency actions following repossession and sale of goods subject to security interest judgements: 10 yrs but are renewable by action for another 10 any ideas if this is the ucc 4yr clause?? on my instance thanks so much


Your divorce decree means nothing to your creditor....it is not enforceable. You would have to haul your ex back into family court for the judge to deal with him. You will have to deal with LVNV yourself. It appears the debt is still within SOL under open ended accounts with Michigans 6 year SOL. 4 year ACC doesnt not apply in this case.


lrhall41

Submitted by SOAPLADY on Tue, 01/11/2011 - 20:44

( Posts: 17315 | Credits: )


Never pay money to a debt settlement company. You should always pay the creditor directly. I used a company that I can't name here and they negotiated a good deal for me and got me a full release from the creditor and then I sent the money directly to the creditor. I now have peace of mind and saved around 30 cents on the dollar. They can be reached at 866-833-6398.


lrhall41

Submitted by anonymous on Wed, 01/12/2011 - 06:05

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I have looked for lvnv funding for certificate of authority in my state they dont have one that i can find and i can find a couple other groups that lvnv has requested trying to get the debt from me i have no letter ever from lvnv on this matter ever tryin to collect and one of the collections agency is nrothland and they have been goin in my credit report every so often to get there money, they are registered in my state resergent is not and neither is northland the attorney is from michigan that is my case but im assuming that is because i live in michigan needed mi attorney im searching in [FONT=arial][SIZE=3][FONT=arial][SIZE=3]www.michigan.gov/entitysearch. i wrote state because i couldnt find where to look up cert of auth and this is site they gave me to look up and there (lvnv funding llc ) is not in there so any suggestions do i keep deny or fall in or what do i do i dont have the money to pay this debt as i have said this was the ex responsiability he hasnt lived up to the divorce decree since it was made but yet has his own business, its just not fair to some people you know.......any thoughts what to do?
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lrhall41

Submitted by k.bemis on Wed, 01/12/2011 - 06:56

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