M1Y direct account
Date: Tue, 07/17/2007 - 12:54
Oct"06" i have been paying the fees since then and paying down on the loan. Today i recieved a phone number from a person by the name of kevin petterson with a british accent. I could barely hear what he was saying. He was very rude to me while i was trying to get some understanding out of what he was talking about. He stated that my account from m1ydirct had been sent to a collection agency by the name of united federal bank and that i am been charged with fraud for not repaying the loan.i asked him to give me a contact number where i could reach someone to discuss my matter because some things had changed with my account. He never gave me a contact number. Asked me was i willing to get this matter taking care of and i said yes to give me a contact number to talk to someone.he told me to hold on. I held the phone for about 5 minutes and then it just went dead. I tried to call the m1ydirect number i got from other client in response to their account on this site. A man answered and gave me another number to contact a lady by the name of linzy. I have been trying to get her and still no contact with anyone to help me get this matter solved. If anyone have any suggestion on what i should do to get this matter solved without get ting scammed again which is what happened to me to get me in this situation with m1ydirect please e-mail me at email address removed as per forum rules - Mike i am very unhappy with this situation when i was almost finished paying this account off.
hi-- this sounds like a textbook case of Bass and associates
hi--
this sounds like a textbook case of Bass and associates to me....let's clear up a few things for you.
1--you cannot be arrested or charged with a crime over this. These morons tell everyone that, and they are acting illegally by doing so.
2--this is not fraud, well, at least it isnt fraud on your part. I would bet that the people youve been dealing with have committed fraud, however.
3--United Federal Bank is a commonly used name that a particular collection agency has been using to hide the fact that they are just a collection agency. This is also illegal, they cannot pretend to be someone they are not.
My best advice to you is to read up on the Fair Debt Collection Practices Act--this is a federal law that governs how these collectors must do their jobs. You can read this law by doing a simple internet search for "fdcpa Text". Read this law, then read it five more times. Seriously. Learn this law like the back of your hand. It will show you exactly what they are doing wrong when they call you.
Above all, DO NOT PANIC. you will be fine. What you need to do, in this order, is:
1--read that law, and learn it well. Save it to your favorites page or print a copy out and keep it handy so you can reference it whenever you need to. THIS IS THE MOST IMPORTANT STEP.
2--Contact the attorney general's office in your state. Tell them all about both the payday loan company and these collection freaks. Provide them with all the documentation and info they ask for. These people are acting illegally and your AG's office will handle that.
