Midland Credit
Date: Sun, 03/14/2010 - 16:04
I just received a letter from Midland Credit Management, they claim that I owe Citibank $530.94. The only Citibank account I have ever had was closed way back in 1995 and it was paid in full. Any suggestions on what I can do, I have disputed this to no avail.
Thanks,
Vicki
Thanks,
Vicki
Hi-- Send them a certified letter, informing them that you her
Hi--
Send them a certified letter, informing them that you hereby dispute this debt, and request that they send you proper validation of the alleged debt, in accordance with the Fair Debt Collection Practices Act. Tell them that you are not asking for verification, but proper validation. Sending this certified mail will allow you to prove that they received it. Once you send this letter, federal law states that they must stop all debt collection efforts until they provide you with validation. If they continue to call and send letters demanding payment after they received your DV letter, then hire a lawyer and sue them for the $1000 they will now owe you.
