MCM report incorrect info on my TransUnion report
Date: Tue, 06/12/2007 - 19:36
As applying for a morgate loan. I found a collection record from MCM on my TransUnion report. I also found my name is incorrectly reported. I called TransUnion and speaked to special handling dept to correct my name and dispute the negative information. They did correct my name and started an investiagation on the negative record. 30 days after I called, I checked my report again and found that my name got reversed back to the incorrect one. I then talked to TransUnion to find out why and they told me that my name got changed because MCM reported that way (somehow they have my correct ss but a different name). I faxed them the copy of my ss and dl which show my correct name and request TransUnion to correct my name and remove the negative report from MCM. They said they have no control of my name beacause MCM reported it that way and advised me to contact MCM to dispute the info.
Please advise what I should do... Thank you much.
Have you tried contacting MCM about this before? Did you ever ha
Have you tried contacting MCM about this before? Did you ever have a bill with MCM?
You should call MCM and make them do correct reporting with the
You should call MCM and make them do correct reporting with the bureaus. Don't let them post any inaccurate negative item in your file. This is going to tarnish your scores in the future. Try this sample letter that you can send to Midland as well to TransUnion
MCM
I read thru the forum and your advise is not to talk to any CA on the phone. As such, I have not talked to them nor sending them anything.
All this time, I am trying to dispute both my name and the negative info from TransUnion -- I faxed the copy of my DL and SS 3 times to them. They did correct my name every single time but it changed back as soon as I request a dispute for the MCM. TransUnion came back and report the information verified my MCM and never remove the negative record. How the heck they verified when the name on the account is totally different and I don't own anyone money. These things have been haunting me for the past few months and I am really stress out and mad. There is a big loophole in the system.
I will send them the letter.
Thank you for your help.