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Debtconsolidationcare.com - the USA consumer forum

Mercantile Adjustment Bureau

Date: Wed, 02/17/2010 - 22:01

Submitted by Jim DiStefano
on Wed, 02/17/2010 - 22:01

Posts: 23 Credits: [Donate]

Total Replies: 2


I've been recieving calls from this CA on my cell and at work. The # is 866-839-7277. I called back and after asking for a DV from the woman who answered the call she immediately transferred me over to a very rude gentleman. During the conversation he became increasingly agitate when all I was asking was who the original creditor was. He kept telling me to be quiet and shushing me whenever I asked him questions. Finally he told me it was from Credit One Bank credit card that I took out in March of 08. I do own]e the money. The card had a limit of $200 of which about $150 was put on my Credit One for annual fee and application fee because I had very bad credit at the time. The rude gentleman told me my balance was now over $600 dollars and he wanted the full balance by the end of Feb. I repeatedly asked him for him to send me a debt validation which he refused saying that he was not obligated to do so. Is that legal? Also I asked for their address again and agian, and he told me that I have no need for their address. Now, I know I can get it from their website but is that legal either? He probably suspected that I was going to send him DV and cease and desist letters. I'm not sure but aren't they required to send me a debt validation when requested? Like I said I do owe the money but I want to make sure that if I pay them that my account would be paid in full and that my money isn't just going no where.


If you're not sure about the debt amount charged by the collection agency, you must send them a validation letter demanding proper disclosure on the account.

What is the name of the collector? It can be difficult to find their whereabouts since they keep changing their numbers. The name of the collector would give us something to start with. You can also search their name on the site for more information.

However, you mustn't agree to pay any amount till you get proper validation from them.


lrhall41

Submitted by SC on Thu, 02/18/2010 - 01:35

( Posts: 3937 | Credits: )