sued

B-, contact the county clerk to see if the summons is real, they have been known to issue phony summons.

i agree but if it is real make sure you respond to it because agencies usually count on you not responding and it will end up in their favor.

You will probably have to respond to both. Enclose a certificate of service stating you sent it to the plaintiff/attorney, when, how, where, and what was sent. You will put your name at the bottom, address phone number and such. Neither confirm nor deny the debt is the usual answer you give. If it states anywhere that you owe Midland, object to it as you never entered any business deals with Midland.

If you have any problems answering the complaints, post them on here and I or someone will be glad to help. Also, what are they suing you for, when was the last time you paid the original creditor and what state do you live in? If the SOL has passed then all you do is respond the debt is time barred and you motion to dismiss with prejudice and also file a counter claim against them, that is if the debt is in fact time barred.