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nsane. I DID have a cell phone with Tmobile about 4yrs ago. I DID terminate my contract early. (In my state they can only charge $150 for Early Termination of a Cell Phone Contract)
Ok so they tell me today (after I see this 800-265-8825 has called me over 5x in the last 2 days .. I missed their calls.) I'm told I owe over a thousand dollars because of a debt to Tmobile.

How can I owe over 1000 to a cell phone company? No clue.
The phone numbers that the caller rattled off are not recognized.
But even if I owe ETF to Tmobile for one phone that I had 4yrs ago, how do we get from a 150 fee plus maybe the month I terminated...maybe I owed for one month..less than 100 for that...that equals TOPS 250$$....there's no friggin way I could possibly have a debt to Tmobile for over a grand!!!!! What a scam. No don't give out info to idiots calling from MCM Midland Collection Management, because if they are scamming me, they will scam you also.

Have you sent a debt validation letter via certified mail?

Sub: #1 posted on Sun, 10/06/2013 - 21:33

ditchdebt ditchdebt

(Posts: 679 | Credits: )

Dispute the debt in writing...."I hereby dispute the validity of this debt. Prove I owe it by providing signed contracts, payment agreements, how you calculated this alleged debt.

Sub: #2 posted on Mon, 10/07/2013 - 04:26

Moderators Cum Industry Expert
(Posts: 17272 | Credits: )

I have never owned a T-Mobile phone or any other celluar phone and they have this supposed collection on my credit report,yet no one has ever contacted at any time.How can I owe them anything if I never owned a phone? The amount is said to be $903,what company would let anyone get that high?

Sub: #3 posted on Thu, 10/24/2013 - 12:30


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