Midland Credit Management
Date: Mon, 08/10/2009 - 17:10
Probably a stupid question, but Midland Credit Management called me.
I had asked them to send me verification of the debt owed, they sent me stupid non-verifiable amount. Debt owed AND charged off was $2310.00, They say I owe 3741.63.
But the paper said they would make $50.00 a month payments on their website..
So I mailed them $50 check (which they still have not cashed to this date)
Now they send paper for $50.00 a month with * saying Your credit report will not be updated if federal reporting period has expired. Debt was charged off in 4/2005, how does reporting period work? Can they keep reselling account to other companies?
I had asked them to send me verification of the debt owed, they sent me stupid non-verifiable amount. Debt owed AND charged off was $2310.00, They say I owe 3741.63.
But the paper said they would make $50.00 a month payments on their website..
So I mailed them $50 check (which they still have not cashed to this date)
Now they send paper for $50.00 a month with * saying Your credit report will not be updated if federal reporting period has expired. Debt was charged off in 4/2005, how does reporting period work? Can they keep reselling account to other companies?
Where are you? You may have restarted the SOL by sending them a
Where are you? You may have restarted the SOL by sending them a check. A lot of states have a 4 year SOL on credit accounts. You need to find out what the SOL is in your state.
property lien
I filed bankruptcy five years ago but I just recently found out that Midland Credit had put a lien on my real estate property. How do I get this lien removed? I am trying to refinance for a lower interest rate but can't do it as long as there is a lien. How can they put a lien on when they were listed as a creditor in my bankruptcy?
They can't. Find your discharge paperwork and have the lien over
They can't. Find your discharge paperwork and have the lien overturned (call your local civil court to find out how).
