im not sure where to start but here goes, i received a voice mail that said the following, "This notification is for Sandra Purifoy I am contacting you in regards to an order to process to be facilitate in _______ County Court. we will begin to pursue you immediately based on allegations of fraud and theft that you immediate response is required with this office. You can reach me directly at _______. " is what she said not illegal to say on a voicemail?
so today the same number called and to begin with the lady had a very bad attitude told me i was yelling when i was not, she proceeded to tell me she was calling on behalf of midland financial and that they had filed a suit against me and my wages were to be garnished unless i wanted to make payment arrangements with them. Ok first things first it was a payday loan from 2008, has the statute of limitations not taken effect? I live in arkansas and ive read its 5 years. also if a judgement already has been against me, how can they ask me to make arrangements with them so my check won't be garnished? ive also paid for a reverse phone lookup and cannot find an owner of this phone number.
Hoping someone can help me, I'm almost certain they are trying to scare me but just wanted to ask for some advice and maybe what to say to them. thanks in advance.
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