midland financial collection
Date: Mon, 08/16/2010 - 13:13
My father recieved a phone call from someone, that identified themselves as calling from midland collections. The person stated that my father owed $____ on a citibank credit card, I dispute this, because my father is 86 yrs. old and he has never owned a credit card, the person also claimed that payments had been made until recently, the fact is, that I have been handling his financial affairs, so I know something don't sound right about this event.
Send them a DV letter asking them to validate the debt. When you
Send them a DV letter asking them to validate the debt. When you don't owe the debt, they'll not contact you anymore. If they can't validate the debt, then you can send them a Cease and Desist letter stating that you don't owe the debt and should not be contacted for collection anymore.
Also, take out the CR and check whether it's showing in it. If it's there, you'll have to dispute it with the bureaus if the CA can't validate it.
Just for your safety, please don't post personal details like email address in this forum. This is a public forum and you might end up getting lots of mails from unwanted persons.
