HELP .. this Midland Funding LLC company is ruthless
Date: Sat, 06/11/2011 - 20:21
This company filed a complaint against my husband on a unpaid debt with a credit card.
He responded immediately and set up monthly payments. They stated if he did not pay at least $650 a month they were going to levy our accts. We have been paying this and have paid $3250 already. In between this time we have recieved at least 3 phone calls. Everytime we ask why are they calling they can not tell us why. Yesterday we receivd a letter a THREE DAY NOTICE of Intention to Enter Default.
I called them and Iwas told it was basically a contact letter. I asked how can they do this if they are taking the money directly out of our account each month. The girl told me they would do a settlement with me for $2700.
Or get a number and call back Monday and she would see what she could do.
Please help. I don't know what to do. I've been looking online and this company is unbelievable with there practices.
He responded immediately and set up monthly payments. They stated if he did not pay at least $650 a month they were going to levy our accts. We have been paying this and have paid $3250 already. In between this time we have recieved at least 3 phone calls. Everytime we ask why are they calling they can not tell us why. Yesterday we receivd a letter a THREE DAY NOTICE of Intention to Enter Default.
I called them and Iwas told it was basically a contact letter. I asked how can they do this if they are taking the money directly out of our account each month. The girl told me they would do a settlement with me for $2700.
Or get a number and call back Monday and she would see what she could do.
Please help. I don't know what to do. I've been looking online and this company is unbelievable with there practices.
When you arrived at this payment agreement of $650 a month, was
When you arrived at this payment agreement of $650 a month, was it in writing? If so, and you are living up to it, they have a payment agreement with you that they must also live up to. They are trying to unilaterally alter a contract. That is a no-no.
Tell them you wish to continue under your existing agreement.
Let them take you to court, and your defense is their breach of contract.
If not in writing, your agreement might still be enforceble on your part as an oral contract, but that leads to a mess in court.